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Essential elements of a risk-based plan include a thorough analysis of future cash flows combined with in-depth conversations regarding the client’s priorities and goals for a variety of scenarios including death, disability, long-term care, property losses and civil suits.
November 19 -
While the traditional way of gauging a client’s tolerance for risk is typically determined using a basic questionnaire, there’s another method that’s just as – if not more – reliable.
November 18 -
With stocks increasingly expensive and bond returns paltry -- what’s an advisor to do?
November 15 -
Health insurance questions may dominate this year’s conversation, as the Affordable Care Act’s effects become widespread, but advisors should help clients with other key areas as well.
November 15 -
For those nearing retirement, a market downturn may be something they simply can’t afford to endure. Without enough time to make up for the damage to their portfolios, they won’t be able to afford the retirement lifestyle they had envisioned.
November 15 -
Many clients believe there will come a time when estate tax is again a concern and liquidity will be needed.
November 14 -
From now to December 7, seniors can decide whether to look for flexibility in original Medicare or cost savings in a private Medicare Advantage plan.
November 13 -
Married clients can arbitrage Social Security benefits for maximum long-term payouts.
November 12 -
There’s been a steady increase in opportunities for overseas investment and clients’ willingness to include international investments in their portfolios.
November 11