IRAs

Personal exemptions may be lost but households can expect higher savings from the child tax credit, an advisor says.

When giving cash gifts to grandchildren this holiday season, clients have options that can also help minimize their estate taxes in the future.

Clients ask: "Will I run out of money?" Here’s how planners can confidently tell them "no." Like every approach, however, there are a few drawbacks.

Investors are advised to do a Roth conversion before year-end to make the most of the federal tax deduction for state and local income taxes, which could disappear next year.

With the right steps, clients can reduce their tax liability, as well as new sources of retirement income with different tax treatments,

Many deductions are likely to disappear if Congress passes the reform bill into law.

A recent report provides insights into the regulator's concerns, that include cybersecurity, anti-money laundering and alternative investments.

Advisors should contact every client who did a Roth conversion in 2017 to discuss a key change in tax regulations, Ed Slott says.

Workers can improve the odds of getting bigger Social Security benefits after they retire by asking for a salary raise from their employer.

One-third of households headed by Americans aged 65 and older derive 90% of their retirement income from Social Security, according to a GAO report.

Whether they have a mortgage does not affect the capital gains calculation, according to a CFP.

Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.

"Sun and sand are great," says one analyst, but they're not the only considerations. They certainly didn't help boost the top city in this survey.

It’s the Roth’s 20th birthday. Where is everyone?

High-yield or junk bonds, equities, and real estate investment trusts are excellent investment options for IRAs.

Acquiring a retirement savings tool provider allows the app to broaden its offerings to millennial clients.

Clients should learn to reduce their housing, transportation and food costs, cut unnecessary expenses, and develop the habit of packing their lunch to work.

While contribution limits are expected to remain untouched, the country is still facing a retirement crisis, one expert says.

Self-directed IRAs can provide solid returns and tax protection.

Clients who intend to name minor children as beneficiaries of their IRAs should take taxes into consideration before making a decision.