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Adding five years to their working years will enable clients to replace their pre-retirement income by up to 90% instead of 60% in some cases.

Some of the biggest changes come when industries collide.

Help clients determine not only when to retire, but if they should consider working at least part time in the early years.

Rep. Gwen Moore (D-Wis.) serves on the House Committee on Financial Services.

Keith Rothfus is a Republican Representative from Allegheny County, PA.

As managing director of Valuation Research Corporation, Larry Van Kirk has extensive experience in providing valuations throughout a variety of major industries, including energy, health care, estate planning, hospitality, lighting, life sciences, pharmaceuticals and amusement parks. Larry also serves as a practice leader for valuations of closely held companies and valuations related to financial reporting at the firm, and he leads VRC’s Mid-Central Region. He also specializes in providing financial opinions of fairness, solvency and capital adequacy.

Noah Carey is founder and CEO of Shield Compliance.

Here's a look at the top 10 markets where it's more affordable to buy a home than rent a three-bedroom property.

The combined businesses will boast approximately $3.9 billion in revenue.

Maulik Bhagat is a managing director in global consultancy AArete’s healthcare practice. He can be reached at mbhagat@aarete.com.