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Gil Mermelstein is a managing director of West Monroe Partners and a member of the Executive Committee. He's responsible for developing and expanding the company's presence in New York and the U.S. East Coast, as well as advancing the company's alliance with BearingPoint Europe.

Douglas Meal is partner at Ropes & Gray, representing companies in complex transaction-related disputes arising from all varieties of business agreements. Most recently, he has played a leading role in the firm�s privacy and data security practice, specializing particularly in representing clients targeted by litigation and government investigations stemming from highly publicized data security breaches.As the lead outside lawyer handling claims stemming from the data security breaches suffered by Sony, Heartland Payment Systems, The TJX Companies, Nationwide, Hannaford Brothers, Aldo, Genesco, and Wyndham Hotels � some of the most highly publicized data security breaches in recent years � Meal has become the national leader in defending companies that suffer significant data security breaches involving consumer information against the ensuing claims and regulatory investigations.

Ian McKendry is the Congress reporter for American Banker. He previously covered the Federal Deposit Insurance Corp., anti-money laundering and cybersecurity. Before joining American Banker he was an economic reporter for Market News International.

Jon Matonis is an e-money researcher and crypto economist focused on expanding the circulation of nonpolitical digital currencies. His career has included senior posts at Sumitomo Bank, Visa, VeriSign, and Hushmail. Currently, he serves on the board of the Bitcoin Foundation.

Edward Marshall is a litigation partner at the Atlanta law firm of Arnall Golden Gregory LLP, and serves as co-chair of the Payment Systems Subcommittee of the ABA Section of Litigation�s Commercial and Business Litigation Committee.

Ralph Marcuccilli is the president and founder of Allied Payment Network. Headquartered in Fort Wayne, Ind., Allied is a provider of online and mobile bill payment services to the financial industry and was established to change the way bill pay products are delivered to millions of business and retail internet banking users.Prior to founding Allied, Marcuccilli worked for STAR Financial Bank for 19 years, a $1.7 billion Indiana-based community bank known for its quality service culture, personalized banking solutions and innovative use of technology.

Arushi Srivastava is the senior director of the digital experience practice of NTT Data Americas.