It’s not just the government, through Social Security, that is responsible for helping Americans prepare for retirement, according to a Wall Street Journal Online/Harris Interactive poll of 2,242 adults last month. Employers have a duty, too, and it’s not just through 401(k) plans. Even though many employers are doing away with pension plans, 38% believe the government should require employers to set aside more money for pension plans.

Forty-nine percent said the government should increase tax breaks for people who save outside of work and 47% said it should increase Social Security payments.

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