Whereas a year ago, 64% of American workers expected to work at least another three years to recoup the losses taken in their retirement accounts as a result of the financial crisis, 80% now are planning to remain in the workforce another three years to age 70 or older.

And not too many see themselves sitting pretty in retirement. Only 20% are confident they will fully rebuild their financial losses, only 42% think they will be able to take care of basic living expenses, and only 20% think they will have enough money to pay for medical expenses.

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