Heading into the final weeks of 2005, at least three investment managers have predicted either a full-blown bear stock market ahead or are pessimistic about the economic outlook going forward.

Are we heading into a roller coaster ride for the economy and an even more turbulent ride for the stock market that could rival the most recent bear market that mauled investors from 2000 to 2002? Let's just say that this trio of managers is recommending that seat belts be securely fastened and motion sickness-fighting Dramamine be close at hand.

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