Vanguard’s ultralow-cost investment products have permanently reshaped not just the advisory business, but the financial services industry as a whole.

The continuing money flows to Vanguard products may be astonishing, but that doesn’t mean all advisors – even those who are fans of what the firm sells – think the Vanguard solution is always the best solution. Financial Planning contributing writer Allan S. Roth, founder of planning firm Wealth Logic in Colorado Springs, Colo., is one of those advisors.

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