It's too bad Moses didn't come off the mountain with stone tablets that included, "Thou shalt not covet last year's best asset class."

Religious readers probably already know that it's a sin to covet, yet nowhere is this form of beat-thyself-up behavior more evident - and with more dire consequences - than in the domain of investing. All too often, clients tend to focus on the best investments that they were not invested in during the previous quarter or year.

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