It's another New Year. Most experts are expecting a modest improvement in future economic conditions and consulting advisors to act accordingly.

The Federal Reserve is forecasting 3% to 3.6% growth this year, Donald Jay Korn reports in our "Outlook 2011" cover story (page 56). Stocks, after a couple of strong years, are expected to continue to make gains. Inflation is supposed to remain in check. And any concerns about a double-dip recession have dissipated. "Hopefully this year's results will skew more toward boom than gloom," he writes.

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