The Great Recession and increasing concerns about the future of Social Security have led Americans to find new ways to build retirement income, according to a new survey from the Employee Benefit Research Institute.

Approximately 69% of the employees surveyed said they believe retirement savings accounts are extremely important in providing protection for themselves and their families. Nearly one quarter (21%) consider annuities to be important tools to build retirement income. Perhaps most strikingly, three out of five employees surveyed are not confident that they will receive Social Security when they retire, with nearly 60% of those who said they lack confidence in the government insurance program saying they are putting more money into savings accounts.

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