For all of the talk about 401(k) plans rushing to include exchange-traded funds in their lineup, few sponsors are making the move, The Wall Street Journal reports.

Most believe they already offer funds with the attractive features of an ETF, namely low-cost equity and fixed income index funds. In addition, they don’t see the benefit of offering funds known for their tax efficiencies in qualified plans and, certainly, don’t want to encourage investors to actively trade their funds or incur the brokerage commissions.

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