While retirement income is fast becoming the No. 1 concern of retirees and pre-retirees, trumping worries over rates of return and control over money, a mere 9.5% of financial advisers are addressing the issue in depth-missing out on a vital way to form and cement relationships with those entering into retirement, according to Fidelity Investments.

And there is a lot of money at stake. Fidelity estimates there will be $1.7 trillion in rollovers by 2014.

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