Since Fidelity's initial estimate of $160,000 in 2002, healthcare for retirees has risen 5.8% a year.
"Today, healthcare costs have the potential to significantly erode an individual's retirement savings," said Brad Kimler, senior vice president of Fidelity Employer Services Co. "Knowing that these costs are only going to continue to increase, all Americans, even those as far at 20 years away from retirement, should be calculating and factoring lifelong healthcare expenses into their overall financial planning."