Be they young or be they old, people across America are worried about their financial prospects in retirement and the economic direction of the nation, a survey of Gen X, Gen Y and Baby Boomers by The Guardian Life Insurance Company of America found.

Although 92% of all respondents said they are confident in their personal financial decision making, 39% overall, 52% of Gen Y and 33% of Gen X say they don’t know where to begin when it comes to planning for retirement.

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