Retirement income is a growth industry, and the menu of products is expanding fast. Immediate annuities and variable annuities with living benefits are established products, while longevity insurance and standalone living benefits are more recent additions.
For many planners, this is a new and confusing world-particularly for those who have relied exclusively on systematic withdrawal strategies. So it's worth a closer look at the key features of the various options and their pluses and minuses.
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