Michael Murray has been named senior vice president and national markets director for mutual funds for American Skandia of Shelton, Conn. Murray was previously national sales director, financial institutions channel at American Skandia. Also, Timothy Klahs has been appointed vice president of investor relations at American Skandia. Previously, Klahs worked in investor relations for IMRglobal Corporation of Clearwater, Fl.

Stanley Tulin, Lorna Ness and Gregory Wilcox have all been appointed to executive offices of the AXA Group of Paris from it's subsidiary, AXA Financial. Tulin, who was previously vice-chairman and CFO of AXA Financial, will be executive vice president of AXA. Ness, previously senior vice president, risk management for AXA Financial, has been named AXA vice president in charge of risk management. Wilcox, currently executive vice president, investor relations of AXA Financial, was appointed to AXA senior vice president and will be in charge of the group's investor relations.

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