The Investor Protection Trust, along with several partners, is distributing a guide so financial planners can help military families run a smooth financial ship, whether during active duty or more placid times.

The guide highlights highly advantageous saving and investment programs available exclusively to military personnel, and at any rank. For instance, the U.S. Government Thrift Savings Plan operates on a simple, low-cost model. It charges just $0.25 cents a year for every $1,000 invested, and offers just five funds.

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