After a decade marked by two severe bear markets, 401(k) investors have adopted a more balanced approach to their portfolios, according to a report released Wednesday by the Investment Company Institute and the Employee Benefit Research Institute.

Fears that younger investors would abandon stock investment are not borne out by the figures, ICI and EBRI said—suggesting that 401(k) investors now and in the future are likely to embrace target-date funds with even greater enthusiasm.

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