People are eagerly awaiting their arrival. But they're already among us. They're ready to move the planning profession forward and are in a strong position to do so. I'm talking about fee-only RIA firm owners and tenured financial planners younger than 30.

Take, for instance, Ben Hockema. He's a 24-year-old associate at Deerfield Financial Advisors in Park Ridge, Ill. Hockema is a 2010 graduate of Purdue University where he majored in economics and was a leader in his fraternity, Alpha Tau Omega.

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