Despite witnessing firsthand the anxiety and apprehension that many of their Baby Boomer parents are now enduring as they close in on retirement, the overwhelming majority of Gen-Xers are still not adequately preparing themselves for their own eventual retirement.

According to a new study released this week by retirement planning website and the Siena College Research Institute, 82% of Americans between the ages of 29 and 49 say they're way behind schedule when it comes to saving and planning for their retirements.

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