By now, you may feel as though you have been hearing it forever: We will soon face a sustained rise in interest rates for the first time in 30 years. The catalyst that will trigger this rate increase is uncertain. First, it was expected to be part of the rising inflation that would be unleashed with the Fed’s quantitative easing. Lately, it has been forecast as a result of a Fed taper.

Still, it’s hard to argue that rates won’t be higher at some point in the future.

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