When deciding to frame a retirement income column solely around baby boomers, one may be inclined to ask, why limit yourself? What about Generations X and Y? Don’t the young workers face similar savings challenges as their older brethren?

Well, writing about 76 million people, or the estimated number of Americans comprising the baby boom generation, is not really limiting oneself. There is also a sense that “baby boomer” has become an unfortunate catch-all label that downplays the socioeconomic diversity of the group.

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