A new study by the RAND Corp. found that the number older Americans who delay retirement will grow over the next two decades, which could ease the financial strains on Social Security and Medicare.

The study contradicts government projections, which estimate that the number of older Americans working longer — a trend that started in the late 1990s — will plateau over the coming decade. But RAND cites several factors that lead it to a different conclusion. Among these are longer life expectancy, less disability, jobs that don’t require physical exertion and the rise in the number of dual-earner families—couples tend to retire together and men (who are often older) will delay retirement to wait for their wives.

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