Is there a shortage of competent professionals in the financial planning industry? I don't think so, despite what some writers have claimed since my "Now or Never" column in May when I discussed slim opportunities for young planners and career-changers.

As I see it, the problem is actually a mismatch between career development programs, and the current and future needs of financial planning. Our firm has created a career development program, but the majority of financial planning firms have no career path for newly hired professionals.

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