Scott Fitzgerald once wrote that the very rich "are different than you and me." Our research at Spectrem Group has found just the opposite. Wealthy Americans are, for the most part, a hard-working, down-to-earth and self-effacing group who worry about the financial well-being of their children and grandchildren.

Surprisingly, few multimillionaires see themselves as "very wealthy." Much like the rest of us, they fret about the economy, the federal deficit, taxes and health care.

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