Online firms such as Betterment claim they will shake up the 401(k) space with their new digital offerings. In fact, the retirement industry has been experiencing a mini shake-up for the last decade, featuring an investment tool that’s been around since the 1920s.
Collective investment trusts have been gaining in popularity as an alternative to mutual funds and other investment vehicles. These trusts are able to invest in almost-identical holdings as mutual funds, but for a fraction of the price.
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