Although 2010 was generally a good year for retirement plan investors, with average balances returning to pre-recession levels, MassMutual found in a survey of 1,517 participants, women appeared to become far more cautious investors—with gap in confidence between women and men widening.

Whereas 16:1 of men believe the stock market will improve rather than decline in the next 12 months, the ratio is half, 8:1, for women.

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