Banco Popular de Puerto Rico

As the Vice President of Marketing at Quicken Loans, Matt and the Marketing Team are responsible for all lead generation, including broadcast advertising, online and mobile marketing, direct mail, e-mail and social media. They are also responsible for remarketing to past clients and increasing the conversion of leads already generated through Quicken Loans’ marketing programs and campaigns. The team also supports internal marketing for Quicken Loans. Matt joined Quicken Loans in 2004 as the Director of Internet Marketing and was responsible for leading and growing the Web Marketing Team and helping develop and execute on the company’s online strategies. This included developing the initial strategic direction of Quizzle, building out the company’s social media and content strategy, and working with the team to implement an online testing and measurement platform for the Quicken Loans websites. In 2009, Matt accepted the position of Vice President of Marketing. Prior to joining Quicken Loans, Matt decided to forego his senior year of high school and later enrolled at the University of Michigan, Ann Arbor where he earned his degree in History and Philosophy. His favorite part of working at Quicken Loans is being able to create opportunity and growth for his fellow team members and clients. His favorite ISM is “Numbers and Money Follow; They Don’t Lead.”

Danielle Oakley is a counsel in O’Melveny’s Newport Beach office and a member of the Financial Services and Securities Litigation practice groups. Danielle has represented clients in a variety of complex litigation matters including consumer class actions involving claims under the Fair Debt Collection Practices Act, the Truth in Lending Act, the Song-Beverly Credit Card Act, the Real Estate Settlement Procedures Act, the Equal Credit Opportunity Act, the Fair Housing Act, and numerous states’ unfair-competition, false-advertising, and other consumer-protection laws, and represents financial institutions in litigation and regulatory proceedings relating to mortgage-backed securities.She also represents clients in a variety of business tort actions, partnership disputes, and related commercial litigation. Illustrative Professional Experience Representing major financial institution before the Securities and Exchange Commission. Representing mortgage originator and affiliated entities in a case seeking rescission of the sale of dozens of mortgage-backed securities based on alleged violations of state securities laws. Advises mortgage servicers regarding compliance with OCC and OTS consent orders relating to residential foreclosure. Represents several mortgage servicers and originators in a number of state attorneys general investigations, class actions, and bankruptcy-related litigation. Obtained affirmance by the Ninth Circuit Court of Appeals of an order dismissing with prejudice false-advertising claims relating to periodical subscriptions. Obtained summary judgment of all claims in a putative class action alleging violations of various consumer-protection laws based on credit-card rewards program. Obtained dismissal with prejudice of putative class action asserting that the Truth in Lending Act requires mortgage servicers to provide new disclosures when modifying loans. Obtained summary judgment in mortgage servicer's favor of adversary proceeding alleging wrongful accounting and unreasonable assessment of fees to borrowers who have filed for bankruptcy under Chapter 13. Obtained dismissal of numerous putative class actions brought against mortgage servicers for allegedly wrongful foreclosure. Representing mortgage originator in putative class action alleging violations of fair-lending laws in residential mortgage underwriting. Representing mortgage servicer in putative class action based on interplay between anti-deficiency statutes and the FDCPA.

Mike is a former Mortgage Banker, Mortgage Broker turned “Tech Geek” who specializes in Social Media. He is a builder of engaging Custom Facebook Business Pages and WordPress blogs. Mike writes AreWeConnected.com, a blog dealing with social media and technology as it pertains towards real estate. He publishes articles in the San Francisco Examiner and the BusinessWeek Exchange. AreWeConnected is listed in Alltop and ranked by AdAge. He has been interviewed and quoted in articles for BankRate, Scripps, the San Jose Mercury News and others, (including the front page of The Wall Street Journal for writing mortgage related Haikus).

Nancy Alley is vice president of strategic planning for Simplifile, an online service that connects lenders, settlement agents and counties. She can be reached at nancy.alley@simplifile.com.

Jeff Coward serves as the Vice President of Mortgage Lending for Virginia Credit Union, where he is responsible for the first mortgage origination process. Jeff has also served in executive roles at Saxon Mortgage, Inc. Jeff has over 15 years of diverse mortgage industry experience that spans origination, underwriting, and secondary marketing. He has directed the implementations of pricing, underwriting, and secondary marketing systems. He earned a BS degree in Finance from Virginia Commonwealth University in Richmond, Virginia.

Noel Watts brings over 15 years of leadership experience with a unique balance of sales and operations skills. His operations expertise includes cost reduction under increased regulatory pressures as well as off-shore BPO to India. From 2004 to 2007, Watts served in a sales management role for First Horizon Home Loans and increased sales volume by over 200%.Joining M&I Bank in 2007 Watts was responsible for mortgage strategic initiatives from 2009 to 2011 including mortgage fulfillment automation which provided significant cost reduction and improved efficiency.Currently, Watts manages a Midwest sales territory for Premier Home Mortgage Specialty Products Group.

Brian Rudzik is a Manager in PricewaterhouseCoopers Consumer Finance Group. Rudzik joined the firm in 2006 and has experience working on financial statement audits of large financial services clients, mortgage servicing-related compliance engagements and mortgage-related advisory projects, developing a wide and deep understanding of mortgage operations. Recently, Rudzik has assisted large integrated financial services firms in responding to Consent Orders arising out of interagency horizontal review of major residential mortgage servicers. This assistance has included development of MERS Plans to remediate certain operating deficiencies identified during the review. Rudzik's other mortgage-related experience includes working on due-diligence, servicer performance review, and servicer process optimization engagements. He is an active member of the American Institute of Certified Public Accountants and holds Certified Public Accounting licensure in Ohio and Illinois.

Steve Putman has over 25 years of experience supporting client/server and internet-based operations from small offices to major corporations in both functional and technical roles.� He is a thought leader in the fields of Data Governance, Master Data Management, Big Data and Semantic Technologies.