Banco Popular de Puerto Rico

Todd Cipperman is managing principal of Cipperman Compliance Services, a firm that offers a third-party perspective on regulatory compliance.

Dave Martin is vice president of Verifyle, a provider of secure messaging and file sharing solutions.

Harvard Winters previously worked as an investment banker covering financial services companies. He currently writes the Winters Report, an independent equity research publication on U.S. banks. He does not hold investment positions in the banks mentioned in this article.

Christopher Kukla is an executive vice president with the Center for Responsible Lending. He can be reached at chris.kukla@responsiblelending.org.

Charles J. Pendola, CPA, ESQ, FHFMA, FACHE, CMC, CFE, CFF, CGMA, is director of Graduate Management Studies Programs at St. Joseph's College in Patchogue, N.Y.

Pen Pendleton is co-founder and partner of CLP Strategies, a communications consultancy specializing in corporate and financial issues management.

Shanna Laughton, CPA, CA, is the manager of global tax and payroll at Halogen Software. She has over 15 years of experience in public accounting, and providing tax and payroll solutions to organization across various industries. At Halogen, Shanna’s team is responsible for local and international payroll and tax functions.

Melinda Crump works in media relations at the financial information company Sageworks.

Jason's bio information here.

Devavrat Shah, professor in MIT’s Department of Electrical Engineering and Computer Science, is co-director of MIT Professional Education’s Data Science: Data to Insights course, director of MIT’s Statistics & Data Science Center (SDSC), and a core faculty member at the MIT Institute for Data, Systems, and Society (IDSS). In addition, he is a member of MIT’s Laboratory for Information and Decision Systems (LIDS) and the Operations Research Center (ORC).