Banco Popular de Puerto Rico

Sabeth Siddique is a director at Deloitte & Touche LLP, where he leads the firm’s banking-related credit risk services within its Governance, Regulatory and Risk Strategies practice. Prior to joining Deloitte, he was assistant director of banking supervision and regulation at the Federal Reserve Board (“the Fed”), where he was head of the credit risk department. Sabeth was a key member of the senior Federal Reserve Board team that led the “stress test” during the financial crisis. During his nine-year tenure, he represented the Fed on numerous interagency supervisory programs and policy initiatives. Prior to joining the Fed, Sabeth had more than 10 years of experience in investment banking and corporate finance with leading global financial institutions. Sabeth has an M.B.A. from Carnegie Mellon and bachelors of science degree in chemical engineering from Rutgers University.

Bob joined Arch Bay Capital in September 2008 and is the Vice President of the Capital Markets Group. He is responsible for the overall execution of the residential whole loan investments. Arch Bay is one of the nation’s fastest-growing and most innovative mortgage hedge fund enterprises. Arch Bay has managed in excess of $3.5 billion of loans and real estate, and employs nearly 100 professionals. Before joining the hedge fund community at Arch Bay, he spent 9 years on Wall Street where he traded Subprime Whole Loans, most recently at Barclays and Citi. Prior to that , he was the Co-Head of the Secondary Marketing Desk on Alt A/Subprime originations at Credit Suisse. Bob received a B.S. in Quantitative Finance from James Madison University, with Minors in Mathematics and Economics.

Gagan Sharma is the President and CEO of specialty servicer BSI Financial Services, and a member of Mortgage Technology magazine's advisory board.Prior to BSI, Gagan was VP of Sales and CEO of an offshore business process outsourcing company focused on call center outsourcing services with operations in India. Gagan assembled the management team, raised over $8.5 million in financing and grew the company to 1200 people serving clients like Citigroup, Merrill Lynch and Sovereign Bank.Prior to that, Gagan was a consultant in Deloitte Consulting’s hi-tech and telecom practice advising clients on matters of strategy, operations and technology implementation.Gagan holds an MBA from The Wharton School at the University of Pennsylvania and a B. Tech. from the Indian Institute of Technology, Delhi.

Stephen Burr focuses his practice on complex corporate, energy and real estate transactions and capital structures on all types of real estate, including office buildings, multifamily residential (condominium, apartments and senior living), industrial/warehouse, retail and convention centers and sports arenas. He has led development projects, financings, equity and debt offerings, restructurings, sale-leasebacks and traditional leasing transactions on a national basis in each of these industries.Stephen also has over 20 years of experience in the restructuring or disposition of distressed U.S. commercial real estate assets for foreign and domestic investors, lenders and owners. He has detailed knowledge and experience in restructuring troubled senior debt sold into commercial mortgage backed securities pools, and in representing issuers and investors in troubled syndicated real estate privateplacements, including several recent nationally prominent transactions.Stephen has extensive experience and is known throughout the nation for his work in the acquisition or disposition of real estate and oil and gas royalty interests through highly structured, tax sensitive private placements and regularly represents sponsor/issuers and broker dealers in that industry. His experience also includes performing third-party due diligence in real estate and oil and gas offerings. Stephen served in the United States Air Force as a special agent in the Air Force Office of Special Investigations (OSI) from 1969 – 1973, receiving an honorable discharge with the rank of Captain.

Wei Li is a Senior Researcher at the Center for Responsible Lending. At CRL, Wei conducts original research on issues related to consumer protection in financial services, especially on home mortgage and payday lending. Wei has authored or co-authored numerous publications on the financial services industry. These studies have been published in Housing Policy Debate, Journal of Economics and Business, and Journal of Real Estate Research; covered in the Wall Street Journal, Washington Post, and New York Times, and numerous other print and broadcast media; and regularly cited by academic researchers, regulators, and legislators. Wei received his Ph.D. and Master’s degrees from the University of California at Berkeley.

Eric Howe currently oversees KeyBank’s Consumer Collections processes. Eric works on the development and implementation on the organization’s strategic projects and is responsible for the collections and recovery activities for Keybank and its vendors throughout North America and Asia. Eric joined Keybank in September of 2009. He has over 15 years of experience in the financial services industry and has held management positions in collections, credit, customer service and retail banking.He holds a B.S. in Communications from Centenary College in Hackettstown N.J.

As the Bank Regulatory National Advisory Partner, Molly is responsible for regulatory and bank consulting services across the country for banks of all sizes. Molly has over 35 years of banking industry experience, offering in-depth industry insight and analysis for our banking clients. She has significant expertise in the areas of organization, decision-making, compliance, loan classification systems, policy development, budgeting and capital strategic planning. Molly also has extensive experience with failed bank acquisitions, having handled due diligence, bid composition, applications, closing processes, integration with acquirers’ operations and FDIC compliance. Molly spent the first eight years of her career with the Office of the Comptroller of the Currency (OCC) in Chicago and Dallas, attaining the position of a national bank examiner. She later joined Arthur Andersen in its Bank Regulatory Consulting practice. Soon after, she began her nine-year career with Grant Thornton, serving in various positions, including her role as partner managing the bank regulatory consulting practice in Dallas.Most recently, Molly has spent the last 15 years as an executive at a $10-billion institution, primarily leading the bank’s compliance and regulatory areas.Molly received a Bachelor of Business Administration from John Carroll University in Cleveland, Ohio.

Roseanne M. Hope is the President of Compendium Business Strategies which is a 100% woman owned and operated commercial real estate advisory firm. Compendium works with investors to acquire distressed commercial real estate assets from its vast network of banks, special servicers and developers. The Compendium Team facilitates the sale from beginning to end and assists in property selection, negotiations, due diligence, contract review and closing. Prior to co-founding Compendium in 2009, Roseanne practiced commercial real estate law for over 20 years with major Twin Cities law firms including Dorsey & Whitney and Faegre & Benson. She has represented national banks, large national retailers, commercial developers of retail and office properties and corporate and industrial users in development, financing, workouts, litigation, leasing and land use issues.A lifelong resident of the Twin Cities, she graduated from the University of Minnesota and William Mitchell College of Law, cum laude, where she served as an editor of the Law Review. She also holds a Minnesota real estate broker's license and is a frequent speaker on distressed commercial assets. She was the initial president and co-founder of Minnesota Commercial Real Estate Women (MNCREW), served on the national board of CREW Network and the CREW Foundation and was the MNCREW 2009 “Spotlight on Success” honoree and 2011 Winner of the Entrepreneurial Spirit Award. She is also a member of NAIOP and MSCA and has served on several non-profit boards including the Women’s Foundation of MN, the Caring Tree Foundation, The International Institute of MN and Volunteer Lawyers Network. She is currently working with Business Forward, a national organization that builds business support for policies that promote America's economic competitiveness.