Banco Popular de Puerto Rico

John Filan is a Vice President with Development Specialists, Inc. (“DSI”) – and co-leader of its recently announced affiliate DSI CIVIC - concentrating in both the public and nonprofit sectors. Prior to DSI, John held several positions in state government, most recently as CEO of the Illinois Finance Authority (IFA). Before IFA he was the state’s Chief Operating Officer (economic development, infrastructure and business regulation), and prior to 2007 Director of the Office of Management and Budget.Prior to his government services, for 25 years John led and later became Managing Partner of FPT&W, Ltd., a regional accounting and consulting firm (one of Crain's Top 25), where he was head of its consulting practice prior to becoming the Managing Partner. The firm had an extensive public sector practice with more than 100 state and local government clients throughout the Midwest. The practice subsequently merged with Crowe Horwath & Co. in 2005. John began his career with Price Waterhouse & Co. and later with IBM Corp.John’s board services have included the Civic Federation, Chicago Board of Education, Illinois Development Finance Authority and Chair of the Comptroller’s Municipal Accounting Advisory Board, among other organizations. His current board service includes Casa Central Social Services, Chicago Sisters Cities - Galway, Ireland Council, and is active in Concern Worldwide, and also serves as a high school basketball official. John has been an adjunct professor at the University of Illinois, City Colleges of Chicago and St. Xavier University. He has been a guest speaker at the City Club of Chicago, Taxpayer’s Federation, Chambers of Commerce, Government Finance Officers Association, Bond Buyer and other conferences, as well as Northwestern University’s Public Policy School, University of Chicago Law School and the National Conference of Actuaries among other organizations. He also has been a guest or panel member on many broadcast, cable news and public interest shows.John has an MBA (Economics and Finance) from the University of Chicago and a B.S. (Accounting) from St. Joseph's College.

Mr. Zucker joined Hawkins Delafield & Wood LLP in 1977 as an associate and became a member of the Firm in January 1985, and has been a member of the Firm's Management Committee since 1991. He is a Past President of the 3,000-member National Association of Bond Lawyers ("NABL"), ending his term in September 2000, whereupon The Bond Buyer wrote he was stepping down "with kudos from regulators and other market participants for dramatically changing the character of NABL and propelling it into a major leadership role in the municipal market." Mr. Zucker received in 2007 the Career Achievement Award from The Municipal Forum of New York, an organization started in 1938, the membership of which includes all sectors of public finance, including public officials, investment bankers and attorneys. He was also awarded the Friel Medal by NABL in 2012 for Distinguished Service in Public Finance. He was chosen by The Bond Buyer to chair its Inaugural National Public Finance Conference, held in December 2001.Mr. Zucker has been selected for three years as one of the 500 leading lawyers from over 1.1 million lawyers by Lawdragon magazine, which wrote �[t]his housing heavyweight is at home leading the nation�s premier bond boutique.� Recently, he was selected as one of 500 leading lawyer-dealmakers in the nation by a legal industry publication. He has been also included for several years in the �Best Lawyers in America� survey and in Who�s Who in American Law, Who�s Who in America, and Who�s Who in the World. Mr. Zucker has over 36 years' experience in housing finance. He is currently in charge of the Firm's housing and mortgage finance practice group. He is the co-author, along with Joseph P. Rogers, Jr., of ABCs of Housing Bonds (first published in 1985, now in its Fifth Edition). He was selected to be the first Chairman of the Bond Finance Practice Division of the Forum of Affordable Housing and Community Development Law of the American Bar Association ("ABA"). He chaired the Single Family Bond Workshops of NABL for five years.� NABL awarded him its Friel Medal in 2012 for Distinguished Service in Public Finance.� Mr. Zucker was for two years the Chairman of the Public Finance Committee of the State and Local Government Law Section of the ABA and prior thereto was the Chairman of its Ethics and Professional Responsibility Committee.Mr. Zucker currently is in charge of the Firm's representation in connection with several state housing finance agencies, including State of New York Mortgage Agency, California Housing Finance Agency, Alaska Housing Finance Corporation, Michigan State Housing Development Authority, and Oregon Housing and Community Services Department. Mr. Zucker has also been a leader in the securitization of tobacco settlement payments. Mr. Zucker has lectured extensively on the subjects of tax-exempt housing finance, securities law and ethics. Mr. Zucker is a member of the bar of the State of New York. Memberships include National Association of Bond Lawyers (Past President), American Bar Association, New York State Bar Association, and The Association of the Bar of the City of New York.

Michael's team implements Yale's strategic community partnerships, focusing on economic development, strong neighborhoods with more homeownership and improved public education, and a vital downtown. Yale's Community Investment Program represents a commitment of more than $200 million over the last 15 years to efforts to strengthen New Haven. Michael also manages Yale's state and municipal government relations. A graduate of Yale College and Yale Divinity School, he has been active in the public and nonprofit sectors, serving as a New Haven alderman; president of the New Haven public library; and on the State of Connecticut Judicial Selection Commission. He is the immediate past chair of the Greater New Haven Chamber of Commerce, and a member of the board of the Connecticut Conference of Independent Colleges, Greater Dwight Development Corporation, and STRIVE New Haven.

Anthony D. Shaffer assists health care organizations and industry service providers in developing legal and strategic solutions during all phases of their business life cycle. From the initial start-up to the ultimate disposition of an organization, Mr. Shaffer provides advice regarding how to comply with the myriad laws regulating the health care industry. Mr. Shaffer has a wealth of experience in health care transactional and regulatory matters including for profit and nonprofit organization and governance, business financing, acquisitions, sales, mergers, syndications, physician-hospital joint ventures, leasing, health care fraud, anti-kickback statute compliance, Stark law issues, health care informatics, health information privacy and security, charitable trust and tax-exemption, reimbursement and licensure. Mr. Shaffer was appointed by Ohio Governor Ted Strickland in 2008 to serve as a member of the Ohio Health Information Partnership Advisory Board. He is also a co-chair of the governance subcommittee and a member of the Legal Work Group for Ohio's Health Information Security and Privacy Collaboration (HISPC) project administered by the Health Policy Institute of Ohio.Mr. Shaffer is a frequent speaker on health care issues and the author or co-author of numerous articles on health care matters.Mr. Shaffer serves on the board of directors of both the Haven of Hope Cancer Foundation and Catholic Schools of Zanesville, Ohio. He is also a member of the American, Ohio State and Columbus Bar Associations, and the American Health Lawyers Association.

Natalie Brill has served as the Chief of Debt Management in the Office of the City Administrative Officer, City of Los Angeles, since 2000. Ms. Brill manages a $5.8 billion debt portfolio, consisting of general obligation bonds, judgment obligation bonds, lease revenue obligations as well as special fund debt such as the City’s wastewater system revenue bonds, sanitation revenue bonds, and various assessment bonds. Since assuming her current position, the City issued its first synthetic General Fund fixed-rate debt instrument, involving the execution of $235.2 million in two competitively bid swap agreements, instituted a $335 million General Fund commercial paper program, and four direct loans or private placements. Each of these programs has produced thousands of dollars of savings to the City and its taxpayers.Ms. Brill co-negotiated the proposed New Hall and Event Center Project at the Los Angeles Convention Center (LACC) with AEG, developing the financing plan. This project consists of a new stadium at the current West Hall site to be replaced by the New Hall over Pico Boulevard. This is project is dependent on a NFL team coming to Los Angeles. To ensure the best possible convention center, Ms. Brill worked on the private management contract for the LACC and is currently developing the financing plan for Plan B for the LACC, if AEG cannot secure a NFL team.Ms. Brill has had many assignments for the City Administrative Officer, including conducting management audits of internal City operations, analyses of Federal and State grants, and preparing the budgets for capital programming, public works and operating departments. She served eight years in the City’s Finance Group, where she was responsible for overall budget balancing and budget preparation. During that time, Ms. Brill was the project manager for the development and implementation of the City’s Budget System. Her recommendations on streamlining budget preparation was one of the criteria cited for the City receiving the GFOA’s Distinguished Budget Preparation Award in 1998 and each year since then.In 2011, Ms. Brill received the California Public Service Association “2011 Award in Excellence” and the National Women in Public Finance (WPF) “2011 She’s My Hero Award.”Ms. Brill has served on the GFOA Debt Committee. She is the Assistant Secretary and Treasurer for the City’s financing authority, Municipal Improvement Corporation of Los Angeles (MICLA). She is the Treasurer of the WPF LA Chapter and the new Latinos in Public Finance. She is active and volunteers in her religious community, serving on various boards.Ms. Brill has a Bachelor of Arts degree in Government from PomonaCollege and a Master of Arts Degree in Humanities from the University of Chicago.�

Mr. Engelbrecht is a Director of the Public Finance Investment Banking segment of Wells Fargo Government & Institutional Banking. He has more than 24 years of capital markets and financial consulting experience during which he has provided financial advisory and investment banking services to utility, special district, and general municipal clients in California and nationally. Mr. Engelbrecht’s primary focus is providing investment banking services to municipal water and power utilities throughout the Western United States. His experience includes assisting urban and agricultural water agencies obtain credit ratings and credit enhancement. Several unique transactions completed by Mr. Engelbrecht include financings for underground water storage facilities secured by third-party contracts. Michael earned his B.A. in economics from Wheaton College and an M.B.A. from the University of Southern California. Michael maintains FINRA Series 7 and 63 licenses.Michael currently serves on the board of In His Steps Ministries, Inc. in Canton, MS.

Julia Harper Cooper, Director of Finance, City of San Jose, has over two decades of local government experience. She is responsible for the day-to-day management oversight of four divisions within the Finance Department encompassing 114 direct and indirect reports in the Accounting, Treasury, Revenue Management and Purchasing Divisions. As Assistant Director, day-to-day management includes debt management, investments/cash management, payment processing, billing, accounts receivable, delinquent tax/revenue collections, payroll, accounts payable, financial reporting, procurement services and central warehouse operations.Ms. Cooper has been intimately involved in the management of the City’s debt program since 1990 involving the issuance of over 100 debt financings totaling over $5.0 billion; with a debt portfolio including general obligation, special assessment, community facilities districts, airport revenue, sewer revenue, certificates of participation, lease revenue bonds, multi-family housing revenue and tax allocation. Portfolio includes tax-exempt and taxable debt in fixed, variable rate and commercial paper securities. She is also a Board Member of the City of San Jose’s Deferred Compensation Advisory Committee responsible for fiduciary oversight of over $500 million in employee/retiree 457 Plan contributions, and a current member of GFOA Executive Board (June 2010 – June 2013).

Michael L. Placencia is a member of William Blair�s Infrastructure Investment Banking Group and is based in San Francisco. Mr. Placencia leads the Firm�s efforts relating to airports and transportation issuers and is part of the national Public-Private Partnership team. Mr. Placencia joined William Blair in 2009 from Merrill Lynch and has over 13 years of experience providing investment banking and advisory services to a variety of municipal transportation, airport and general infrastructure clients. He served as a lead concession advisor on the Texas Department of Transportation�s Comprehensive Development Program (CDA), TxDOT�s PPP program and was a lead team member of the winning team for the initial Trans Texas Corridor I-69 Program. Mr. Placencia is also an airport expert, having senior managed several billion dollars of airport debt with various security features including PFCs, Customer Facility Charges, General Airport Revenues, and lease revenues. Some of his airport clients have included Denver International Airport, Minneapolis-St. Paul Metropolitan Airports Commission, Atlanta Hartsfield-Jackson International Airport, Salt Lake City Airport, and Tucson Airport Authority.He has also provided investment banking services to transportation clients such as the Harris County Toll Road Authority, Fort Bend County Toll Road Authority, Metropolitan Atlanta Rapid Transit Authority, Dallas Area Rapid Transit, and the Oklahoma Transportation Authority. He has structured several federal aid revenue and grant securitizations, and developed or executed transactions involving GARVEE programs for clients including the Virginia Department of Transportation, Georgia State Road and Tollway Authority, and the State of Ohio. In addition to his transportation expertise, Mr. Placencia has also served as a general infrastructure banker for clients such as the City of San Antonio, Texas, Shelby County, Tennessee, the Texas Water Development Board, San Antonio Independent School District, Rice University, and the University of North Texas. Prior to entering the municipal finance industry, Mr. Placencia worked for the California Governor�s Office and California State Resources Agency. He received a B.A. in Economics and Political Science from the University of California at Berkeley, and an M.B.A. from the Wharton School of the University of Pennsylvania.

Lisa Greer Quateman is the Managing Partner of Polsinelli�s Los Angeles office.� Polsinelli is one of the top 100 law firms in the country, with more than 740 attorneys in 19 cities from Los Angeles to New York.� Lisa and her colleagues in Polsinelli�s California office have extensive public finance experience, including on behalf of port, airport, utility and general governmental issuers, and for underwriters and letter of credit providers.� Lisa often advises on new programs, disclosure obligations and complex financings.� Polsinelli attorneys also have a very strong practice in health care and non-profit finance transactions.� Currently Lisa serves as pro bono General Counsel for the UCLA Alumni Association.Lisa received her Bachelor of Arts from University of California, Los Angeles, summa cum laude, Phi Beta Kappa, Dean�s Honor List, and her Juris Doctor from University of California, Los Angeles School of Law.� She is admitted to practice in California and New York.