Banco Popular de Puerto Rico

Mr. Hartman joined RBC Capital Markets in May, 2009 as a Managing Director in the firm’s Dallas office. Prior to joining RBC, he worked in the Dallas public finance offices of Citigroup for 4 years and First Southwest Company for 8.5 years. In aggregate, Mr. Hartman has over 16 years experience in public finance. Working primarily in the Southwest region, Mr. Hartman has broad experience with many types of issuers throughout Texas, Oklahoma and New Mexico. He has significant transportation experience, currently serving as financial advisor to the North Texas Tollway Authority (NTTA) and the Texas Department of Transportation (TXDOT), two of the largest debt issuers in the State. Mr. Hartman also has extensive experience with a broad cross section of issuers in the Southwest having served as underwriter or financial advisor to the University of Texas at Austin, the City of Dallas, Dallas-Fort Worth International Airport, the City of Austin and the New Mexico Finance Authority. With respect to financial products, he has extensive experience with variable rate products, derivative and hedging products as well as traditional fixed rate debt. Recently, Mr. Hartman has served as financial advisor for two of the largest Build America Bonds (BABs) transactions of the year with a combined par amount over $2 billion. Mr. Hartman graduated from the University of Texas at Austin with a B.S. in Electrical Engineering and an MBA in Finance. He holds Series 7 and Series 63 NASD licenses.

J. J. (Jeff) Keever has served in the Port of Hampton Roads since 1977 when he joined the staff of the Hampton Roads Maritime Association and Hampton Roads Shipping Association. In 1992 he was named Executive Vice President of the Hampton Roads Maritime Association and Hampton Roads Shipping Association. In November 2004, Mr. Keever joined the Virginia Port Authority as Deputy Executive Director and currently serves as the Senior Deputy Executive Director, External Affairs. In this new capacity, he works directly with Executive Director Jerry A. Bridges to oversee all Government and External Affairs.Mr. Keever serves as Chairman of the Maritime Institute’s Executive Advisory Council at Old Dominion University and has recently been appointed to serve on the Surface Transportation Board’s Railroad Shipper Transportation Advisory Council. He also serves as a member of the Board of Directors for Virginians for Better Transportation and the Virginia District Export Council.Mr. Keever was honored at the 2001 annual dinner of the Hampton Roads Maritime Association when he was named as the recipient of the prestigious Distinguished Service Award. He was also privileged to receive the Society of Maritime Industries Distinguished Service Award in February 2004.He received his B.A. in Political Science from the University of Richmond in 1976 and has two children, a daughter and a son who attend Norfolk Academy.

Stephen Howard, Director and Head of Infrastructure Project Finance. �Mr. Howard has 30 years of experience financing a broad range of infrastructure projects for public and private clients. �Mr. Howard’s non-recourse project finance experience spans all sectors, including transportation, water, and social infrastructure. �Most recently, Mr. Howard and his team acted as joint bookrunner on the $494 million bond refinancing for Barclays Center Project, $272 million private activity bond transaction for SH-288 Project in Harris County, Texas and as co-senior manger on the marquee $2.4 billion bond issuance for the LaGuardia Airport Terminal B Redevelopment Project in May 2016. �In 2015, Mr. Howard’s team acted as financial advisor to ACS/TIAA-led consortium for the $826 million I-595 Refinancing, which was the first major P3 transportation project in the U.S. to be refinanced into long-term bond market port-construction, as senior bookrunner to the private concessionaire for the $557 million Portsmouth Bypass Project in Ohio and as joint bookrunner for the first U.S. broadband P3 project – Next Generation Kentucky Information Highway. �Under Mr. Howard’s direction, the Barclays team served as advisor or senior underwriter for projects such as the State Route-91 in California, the North Tarrant Expressway II in Texas, Goethals Bridge Replacement Project connecting Staten Island and New Jersey, Midtown Tunnel/Elizabeth River Crossing Project in Virginia, Denver FasTracks Eagle P3 Light Rail Project, Terminal 4 Redevelopment Project at John F. Kennedy Airport and Carlsbad Desalination Plant Project in California, among others.Mr. Howard is a graduate of the Columbia University Graduate School of Business Administration and University of New Hampshire Whittemore School of Business and Economics. Mr. Howard’s certifications include the FINRA Series 7 and 63 examinations.

Richard Harnish is the Executive Director of the Midwest High Speed Rail Association, a membership-based non-profit organization advocating for fast, frequent and dependable trains linking the entire Midwest.Harnish graduated from Elmhurst College in 1986 with a Bachelor of Arts degree in transportation management. After leaving Elmhurst, Harnish was a logistics manager at American President Lines and JB Hunt and managed industrial real estate on Chicago's west side.Harnish helped found the Midwest High Speed Rail Association in 1991. He became the first paid executive director of the Association in February 2001 after leading a successful fundraising campaign.While at the Association, Harnish has lead several successful grass roots campaigns including winning a doubling of Amtrak service linking downstate Illinois to Chicago.