Banco Popular de Puerto Rico

Bill is the head of Ipreo’s Global Markets Group, which includes all of our Capital Markets and Research Sales & Trading products and services. �Bill is also responsible for all of Ipreo’s global content and analytics, including the collection and quality control of the decision tools and high-end analytics integrated into all of our product offerings. Bill comes from i-Deal, which he joined in 2006. Previously, Bill was a partner in the Carson Group, where he created many of the industry standard analytical tools still in use today. After Carson Group was purchased by Thomson Financial in 2000, Bill served as EVP and Head of Analytical Services for Thomson Financial’s Corporate Group. Bill holds a BS from the University at Buffalo and an MBA with a concentration in Finance from Baruch College.�

Jim Moncur is a Deputy Director in the Mayor’s Office for the City of Houston and in that capacity is responsible for debt management. Prior to that Mr. Moncur served as Deputy Controller for the City and managed the city’s investments, debt and banking. He previously worked for the Metropolitan Transit Authority of Harris County, and prior to that various corporate organizations. Jim has also served as an elected official as a Council Member and Mayor Pro-tem for the City of Clear Lake Shores, and has been active in a number of community organizations involving parks, green space and economic development.  Jim has an MBA Finance from Wayne State University, and holds the CFA designation (Chartered Financial Analyst).

Mr. Watkins was appointed by the Governor and confirmed by the Cabinet as Director of the Division of Bond Finance in July of 1995 and has served under four Governors.� The Division of Bond Finance is responsible for issuing bonds for the State of Florida and advising on other debt management policies for the State.� The Division administers bonding programs for the Departments of Education, Transportation, Environmental Protection, and Management Services as well as borrowings for the State University System, Florida Turnpike System and the Florida Hurricane Catastrophe Fund.� The Division is also responsible for allocating the private activity bond volume cap, maintaining a local government reporting system for bond issues, calculating federal arbitrage rebate liabilities and developing a system to insure compliance with the SEC’s secondary market disclosure requirements.�Prior to joining the Division, Mr. Watkins practiced law with Sutherland Asbill & Brennan in Atlanta, Georgia.� His practice area was concentrated in public finance.�EDUCATIONB.S., Accounting, AuburnUniversity, 1979; former CPA with Peat MarwickJ.D., University of Florida’s College of Law, 1984; member State Bars of Florida and Georgia since1987PROFESSIONAL ACTIVITIESFormer Board Member and Vice Chairman of the Municipal Securities Rulemaking BoardGovernment Finance Officers Association – Executive Board Member and former Chairman of theCommittee on Governmental DebtNational Association of State Treasurers/State Debt Management NetworkNational Association of Bond LawyersMunicipal Code Corporation BoardTall Timbers Research and Land Conservancy Board�

Since his inauguration as Florida’s 44th Governor on January 2, 2007, Charlie Crist has worked to lower the cost of doing business and living in Florida, increase people’s access to government, strengthen Florida’s economy and ensure the safety and world-class education of Florida’s children. Upon taking his oath as Governor, Governor Crist immediately established the Office of Open Government by Executive Order, in order to make government more accessible to the people it serves. Governor Crist also continues to address high property taxes and property insurance costs and works with both Democrats and Republicans in the Florida Legislature to work toward finding solutions to both issues.Governor Crist is proud of the robust accomplishments of his administration in less than three short years – the largest tax cut in Florida history, the unanimously passed Cover Florida Health Care plan that provides access to affordable health care for thousands of uninsured Floridians, the Anti-Murder Act that has placed 96 probation violators behind bars, Operation Orange Tree to capture the monsters who prey on our children, our record 10,000 foster children adopted into loving permanent families, and the daily effort to maintain a level of fiscal responsibility in state spending that honors Florida’s hard-working tax payers.The Governor’s Explore Adoption initiative is increasing awareness about adopting teens, siblings groups and children with special needs from state foster care, resulting in back-to-back years of record-setting numbers of adoptions into permanent, loving families. Governor Crist is committed to ensuring the children of Florida have the resources and opportunities to realize their full potential. The Governor established the Governor’s Council on Physical Fitness to educate and encourage Florida students about leading a healthy and active lifestyle. He also created the Children and Youth Cabinet and appointed a Chief Child Advocate to streamline the adoption process in Florida.Governor Crist understands that Florida’s 1.9 million small businesses are the backbone of the Sunshine State’s economy. Research indicates that small businesses, which account for nearly 60 percent of new jobs created in Florida, have the highest potential for growth and new job creation. To better understand how government can provide opportunities to help small business grow and foster free competitive enterprise, Governor Crist convened the Florida Small Business Summit in November 2009 and continues to seek ways to get government out of the way and allow Florida’s small businesses to thrive in the ever changing global economy.Additional economic development achievements include biotech research and aviation and aerospace. Florida is one of the fastest growing biotech centers and is home to more than nine percent of nation’s 1,450 biotech firms. Under Governor Crist’s leadership, the following are among the companies to join Florida’s life sciences industry: the Max Planck Institute of Bio-Imaging on the campus of Florida Atlantic University; VGTI Florida in Port St. Lucie; the Miami Institute of Human Genomics; Draper Laboratory Inc. in Tampa and St. Petersburg; Biopsy Sciences in Pinellas County; the opening of Scripps Florida in Jupiter. In Cape Canaveral, the U.S. Air Force is leasing to Space Florida what will become Launch Complex 36, a launch pad that will accommodate light-to-medium lift vertical launches supporting commercial, civil and military capabilities.Governor Charlie Crist was born in 1956 in Altoona, Pennsylvania, but his family soon settled in St. Petersburg. As a public school student Governor Crist quickly learned the value of participation, leading him to serve as class president at St. Petersburg High School and, later, as student body vice president at Florida State University. In high school Governor Crist was the starting quarterback for his football team. He later played football at Wake Forest University before transferring and receiving his undergraduate degree from Florida State in 1978. Governor Crist then earned his law degree from the Cumberland School of Law in Birmingham, Alabama.Governor Crist received invaluable experience in Florida’s criminal justice system while interning in the State Attorney’s Office before accepting a position as general counsel for the minor league division of the Baseball Commissioner’s Office. Governor Crist began his government service as state director for former U.S. Senator Connie Mack before later returning to the private practice of law with the Tampa firm of Wood and Crist.In 1992, Governor Crist won a seat in the Florida Senate. For six years in the Senate, Governor Crist served as Chairman of the Senate Ethics and Elections Committee and as Chairman of the Appropriations Criminal Justice Subcommittee. A strong voice for public safety, he sponsored, among other legislation, the Stop Turning Out Prisoners (STOP) bill requiring prisoners to serve at least 85 percent of their prison sentences. This earned him numerous honors, including appointment as an Honorary Sheriff by the Florida Sheriffs Association—only the third person to receive the honor in the organization’s long history.After Governor Crist completed his Senate service, Governor Jeb Bush appointed him as Deputy Secretary of the Florida Department of Business and Professional Regulation. In 2000, Governor Crist won a special election and became Florida’s last elected Commissioner of Education. Governor Crist’s path of public service next led him to seek election as Attorney General in 2002. He carried the general election by more than one-third of a million votes to become Florida’s first elected Republican Attorney General. On November 7, 2006, Governor Charlie Crist was elected to serve as Florida’s Governor. Governor Crist is a lifelong member of the St. Petersburg Chapter of the NAACP.Governor Crist and his wife Carole have been married since December 12, 2008. They were married in his hometown of St. Petersburg, Florida.

Ed Meyers is Managing Director and head of the Energy & Power Infrastructure Group at BMO Capital Markets. Mr. Meyers has over 30 years of specialized public finance experience in the utility sector. He has structured a variety of financial transactions while working at Goldman, Sachs & Co. and at BancOne Capital Markets, has performed asset valuation and divestiture analysis on behalf of New Harbor Incorporated, and developed commodity trading and hedging applications with Duke/Louis Dreyfus LLC. Mr. Meyers’ career has enabled him to acquire particular expertise relating to financial and credit strategy, capital markets access, asset valuation, electric and natural gas commodity transactions (physical and financial) and renewable energy opportunities.Mr. Meyers has managed a broad range of financial and commodity engagements on behalf of AMP, Los Angeles Department of Water and Power, MEAG Power, Missouri Joint Municipal Electric Utility Commission and Nebraska Public Power District. In 2006, Mr. Meyers led the team executing the interim financing and initial debt offering for the Missouri Joint Municipal Electric Utility Commission’s participation in the Plum Point Energy Station. This transaction was selected as a regional finalist for The Bond Buyer Deal of the Year Award. Mr. Meyers earned a B.A. from the College of the Holy Cross in Worcester, Massachusetts and a J.D. from Fordham Law School in New York.

Doug Bird is a partner in the securities and structured finance group in the New York office of Ashurst LLP. His practice relates primarily to financings by state and local governments, authorities and agencies. Doug has considerable experience in transactions involving municipal gas and electric utility systems, including the financing of long-term prepaid supply contracts, natural gas reserve interests, distribution systems, storage facilities and generating facilities. His experience includes commodities and interest rate hedging transactions, various credit and liquidity enhancement products, and federal income tax and securities laws matters in connection with the foregoing.

Bill White fights for the people he represents, and brings people together to get things done.  That’s why as Houston’s Mayor, he was re-elected twice with margins of 86% and 91%.  During his time of mayor, the Houston area led the nation’s cities in job growth, adding more than sixteen states combined.Bill White made Houston more efficient by reforming municipal pensions, reducing traffic delays and cutting energy consumption even as the city grew.  During his time as mayor, the government has provided more services – including parks, libraries and health clinics – while consistently cutting the property tax rate and raising exemptions for seniors and disabled citizens.Bill White made public safety one of his highest priorities and saw Houston’s crime rates drop to the lowest levels in more than 25 years.  For his leadership and dedication in fighting crime, he received the FBI Director’s Community Leadership Award.In a recent editorial, the Houston Chronicle praised White’s management skills and his hit-the-brakes approach to spending, noting, “Mayor White has deftly steered Houston through both fiscal and tropical storms.  His successor will have a tough act to follow.”  Before that, Governing Magazine named White one of its 2007 Public Officials of the Year explaining, “In time of both crisis and calm, White, a former business executive… is a cool pragmatist who wants results rather than excuses.”The results of his strong leadership were noticed nationally in the wake of Hurricane Katrina.  Bill “mobilized more than 100,000 Houstonians in the public, private business and faith-based communities to help evacuees rebuild their lives with independence and dignity,” said the John F. Kennedy Foundation presenting him with the Profiles in Courage Award, “in recognition of  his political courage in leading a compassionate and effective government response to the disaster.”Bill was also recently honored by the Houston Military Affairs Council for his work in spearheading a regional Returning Veterans Initiative deigned to give returning veterans the welcome they deserve with coordinated social services, reductions in red tape, and employment opportunities.  The Department of the Army has recognized this initiative as one of the finest in the country and Houston has been named one of the most military friendly cities to live and work.Bill has been a nationally recognized energy expert for decades, pushing for practical measures to reduce America’s dependence on foreign oil with higher fuel economy standards for cars, aggressive energy efficiency programs, more production of domestic natural gas, and greater reliance on domestic renewable resources.  Before serving as mayor, White built one of the region’s most successful businesses.  Previously, he served as Deputy Secretary of Energy of the United States, where he helped diversify national energy supplies and saved taxpayers more than a billion dollars with management reforms.  As a legislative assistant in Congress in the 1970’s, he worked on landmark energy legislation.

Christopher Moriarty is a director in the Housing Group in Public Finance at Barclays Capital where he came over with the entire Public Finance Group from Lehman Brothers on September 22, 2008. Prior to Barclays he was with Lehman Brothers for three years. Previous to Lehman Brothers he was employed with Standard & Poor’s for ten years and supervised the bond ratings for affordable, federally subsidized and military housing multifamily bond transactions in the Public Finance Housing Group. He has written extensively on credit issues relating to affordable multifamily, Federal Government credit enhancement of housing bonds, military housing, military base essentiality and military base closure issues.Among the bond structures he has worked on are:State HFA single family and multifamily indenturesFHA multifamily mortgage insuranceFHA multifamily risk shareGNMA Mortgage Backed SecuritiesFannie Mae and Freddie Mac credit enhanced and collateral agreementsSection 8 subsidizedSection 236 interest rate subsidizedGSA lease backedDOD Section 801 housing lease backedMilitary Housing Privatization Initiative housing transactionsDOD energy savings contractsAffordable multifamily REMIC’s (Real estate mortgage investment conduits)Uninsured affordable tax exempt multifamily single asset or pooled transactionsChris started his business career in the audit division at Arthur Andersen & Co. where he specialized in auditing securities companies. Following Arthur Andersen he spent six years in the real estate corporate finance group at Paine Webber Inc. as a Vice Present, the last year of which was spent in Tokyo where he specialized in credit real estate transactions. After PaineWebber, Chris worked in the real estate finance and investment sales division of Pearce, Mayer & Greer and then as CFO/controller of Pembroke Capital Corporation, a real estate workout company which purchased a large portfolio of troubled real estate and mortgage loans from NationsBank. He also spent six years on active duty as an officer in the United States Navy where he was assigned as a surface warfare officer to surface combatant ships. He served aboard the USS Spiegel Grove (LSD 32) as gunnery officer and flight deck officer. The last two years of his active duty Navy tour he was the executive officer and navigator of the USS Leader (MSO 490), a minesweeper home ported in Charleston, South Carolina. In the Naval Reserve he served as a commanding officer of three Naval Reserve units. He retired as a Captain in 2001 after 24 years in the Naval Reserve.Chris holds a B.A. from Columbia College that he received in 1971. He resumed his education in 1977 and received an M.B.A. in finance and accounting from the Columbia University Business School in 1979. Chris is a licensed Certified Public Accountant in New York State and a licensed real estate broker in New York State. He also has a NASD series VII license.

Karleen Strayer is managing director and Sector Manager for the Enterprise Sector of National Public Finance Guarantee Corporation. Her responsibilities within this line of business include originations for the healthcare, higher education, housing and non-profit sectors. Prior to National, Ms. Strayer was a managing director and Head of Global Enterprise within the Public Finance Division at MBIA Insurance Corporation. A highly respected leader in the industry with over 20 years of public finance experience, she played a key role in expanding MBIA's footprint in global enterprise increasing credit enhancements to $12.2 billion in 2007 from just $6.2 billion in 2004. Ms. Strayer began her career at MBIA in 1992 in the Insured Portfolio Management Division where she was responsible for surveillance of a $40+ billion portfolio and related remedial activity.Prior to joining MBIA, Ms. Strayer served as a vice president in the Public Banking Department at The First National Bank of Chicago, providing credit enhancement and other financial products and services to hospitals, universities and cultural institutions.Ms. Strayer received an MBA in Finance from the University of Michigan Graduate School of Business Administration and a Bachelor of Science degree in Economics from Nebraska Wesleyan University.