Banco Popular de Puerto Rico

Ms. Vobach joined the Merrill Lynch Health Care and Higher Education Group as a Director in late 2002.  She is based in Texas and covers a wide variety of governmental, healthcare and academic institutions throughout the country focusing primarily on issuers within the South and Midwest.  She has significant experience working with a wide variety of healthcare clients on credit analysis, debt capacity and capital formation strategies, debt restructurings, mergers and acquisitions as well as legal document structuring. She has also worked on significant replacement hospital projects for large specialty hospitals and most recently with a number of hospital districts issuing Build America Bonds (“BAB”s).   Relevant healthcare clients include: Arkansas Children’s Hospital, Baylor College of Medicine, Baylor Health Care System, Bexar County Hospital District (University Health System), Christus Health, Cook Children’s, Dallas County Hospital District (Parkland Health & Hospital System), Driscoll Children’s Hospital, Franciscan Missionaries of Our Lady Health System, Harris County Hospital District, Methodist Hospitals of Dallas, Midland County Hospital District (Midland Memorial Hospital), Richardson Hospital Authority, Saint Francis Health System Tulsa, University of Texas System and Health Science Centers, Texas Children’s Hospital, Trinity Mother Frances Health System, University of Virginia Medical Center, Woman’s Hospital Foundation, Valley Baptist Health System and Vanderbilt University Medical Center. Ms. Vobach previously worked as a senior banker with Goldman Sachs for over 15 years.  Prior to her work in investment banking, Ms. Vobach was a management consultant for Deloitte & Touche.  Ms. Vobach is active in the community with her support of women’s and children’s charitable organizations including Our Children’s House, Serving as a Chair for Celebrating Women Breast Cancer Luncheon benefiting the Baylor Health Care System Foundation, and most recently serving as a Rice University Alumni Association President. She received a BA with a concentration in economics from Rice University.

Philip Aldridge is the Vice Chancellor for Finance and Business Development at The University of Texas System, consisting of nine universities and six health institutions. Philip leads several System-wide programs including debt management, treasury, technology commercialization, and business development. Philip is also the liaison to UTIMCO, which manages more than $25 billion of operating and endowment funds. Prior to joining the U. T. System, Philip served as the Vice President, Finance and Treasurer of the Columbia Energy Group, a Fortune 500 vertically integrated energy firm based in Herndon, Virginia. At Columbia, Philip was responsible for conducting all corporate finance, capital allocation and business development activities. Philip earned his BBA in Finance from Texas Christian University and his MBA in Finance and Accounting from U. T. Austin. He earned his Chartered Financial Analyst (CFA) designation in 2005 and is also a Certified Treasury Professional (CTP). Philip has completed Executive Development programs at the Harvard Business School and the Wharton School of Business.

Susan Bandy, CPA., Deputy Director – Resource Management assumed her position in May 2005 and has over 29 years of public and private sector experience in accounting, finance and management, 23 years of which have been with the City. Ms. Bandy is currently responsible for the management, monitoring and control of the Department’s finances, accounting, procurement and warehousing, and all utility customer service functions. Prior to joining the staff of the Department, Ms. Bandy served as Deputy City Controller over Financial Reporting. Assistant Director (and various other positions) in the City Department of Finance, a and was on loan for four years as President of Houston‘s 2012 Olympic bid effort. Prior to her employment with the City, Ms. Bandy assisted in developing and running the Houston Small Business Development Center, was an accounting lecturer at the University of Houston and worked for two big eight accounting firms. Ms. Bandy has both a Bachelor of Business Administration in Accounting and a Masters of Business Administration from the University of Houston and is a Certified Public Accountant.

Mr. Jerry E. Turner was appointed to the Board of Regents of the Texas Tech University System on July 2, 2007. He currently serves as the vice chair of the Board, having been elected to that position on March 2, 2009, and he also serves on the Finance and Administration Committee. Mr. Turner previously has served on the Audit Committee and the Academic, Clinical and Student Affairs Committee. His term expires January 31, 2013. Mr. Turner is a partner at Andrews Kurth, L.L.P., and is listed in The Best Lawyers in America (public finance law 2005-2009) and Texas Super Lawyers (bonds and government finance law, Texas Monthly, 2004-2009). In addition to serving as a member of the Texas Tech University System Board of Regents, Mr. Turner is also currently a member of the following organizations: Baptist Foundation of Texas, Inc., Chairman; St. David's Health Care Partnership (operating five hospitals in the Greater Austin area), Director; Texas Bar Foundation, Life Fellow; American College of Bond Counsel, Founding Fellow; Austin Bar Foundation, Founding Fellow; National Association of Bond Lawyers; and the National Association of Public Pension Attorneys. Mr. Turner has served as a member of the following organizations: Texas Tech Foundation, Inc., Chairman; St. David's Foundation, Chairman; American College of Bond Counsel, President; First City National Bank of Austin, Director; Austin Business Committee for the Arts, Chairman; Greater Austin Chamber of Commerce, General Counsel; and Alumni Board of Vanderbilt University School of Law – Nashville, Director. Mr. Turner graduated from Texas Tech University in 1968, B.A. He was captain of the varsity football team and recipient of the Pete Cawthorn Award (Best All-Around Football Player). In 2009, he was inducted into the Texas Tech Athletic Hall of Fame. In 1971, he graduated from Vanderbilt University School of Law, J.D., where he was a Patrick Wilson Merit Scholar; Order of the Coif; Phi Delta Phi; and Managing Editor, Vanderbilt Law Review. He was admitted to practice in Texas in 1971. He served in the United States Navy (JAG Corps 1971¬1974). Mr. Turner's wife of 41 years is Diane Shackelford Turner. Mrs. Turner graduated from Texas Tech University in 1968, B.A. They have four children: Langston Wilcox Turner (Vanderbilt University, B.A., 1995; The University of Texas at Austin McCombs School of Business, M.B.A., 2001) – married to Meredith Lind Turner (The University of Texas at Austin, B.B.A., 2001); Courtney Tixier Turner (The University of Texas at Austin, B.A., 1999; currently a student at Texas A&M University College of Veterinary Medicine); Stephanie Turner Sierra, Southwestern University, B.A., 2001; Texas Tech University Rawls School of Business, M.B.A., 2006) – married to Michael Ray Sierra (Southwestern University, B.A.,1998; Texas Tech University, M.S. 2006; Texas Tech University School of Law, J.D., 2006); and Edward Worthington ("Worth") Turner (Vanderbilt University, B.A., 2004). Mr. and Mrs. Turner have three grandchildren, Mary Helen Turner, daughter of Langston and Meredith Turner; Samuel Michael Sierra, son of Stephanie and Michael Sierra; and Wilcox Pinson Turner, son of Langston and Meredith Turner.

Tony heads up the Lend Lease Americas Commercial Services group which is responsible for all commercial aspects of complex real estate public private partnership projects in partnership with the U.S. military and with Canadian Province’s from business development phase through transaction closing.  This includes coordinating all legal, tax and financial analysis, developing, structuring and arranging non-recourse debt and equity and proposing, negotiating and closing transactions with clients, lenders and other stakeholders. He also has responsibilities for developing Lend Lease’s fund management business in the U.S.  Tony was responsible for leading the successfully closing and managing the financial analysis, capital raising and business negotiations of the largest military privatization deal ever - $2.3 billion Army Hawaii transaction.  Army Hawaii was selected by Euromoney magazine as the North American PPP deal of the year for 2005. In 2007 Tony was temporarily transferred  Lend Lease’s UK PFI business focusing on P3 transactions in the health, education and waste sectors.Tony has worked on closing numerous military housing deals for Actus including Camp Lejeune/Cherry Point, Fort Drum and the $2.3 billion Army Hawaii project.  Prior to joining Actus, Tony was the CFO of FSL Group (owned by Royal & SunAlliance Insurance), a leading asset-based guarantor providing structured real estate, equipment and real estate residual value insurance.    He also spent eight years at MBIA Insurance Corporation in various financial positions including, Director and Head of Corporate Finance, responsible for managing capital structure, financial analysis, treasury management and capital market relationships.    Mr. Elkins holds a Master’s Degree in Finance from New York University, and a Bachelor’s Degree in Accounting with honors from the University of Massachusetts.

Jill works in the Public Sector and Infrastructure Banking Department of Goldman, Sachs & Co. and manages the Energy Group. She has managed the group for over ten years. Jill was named managing director in 2006. Prior to joining Goldman Sachs, Jill worked at Moody’s Investors Service. Jill earned a BA in Economics at the University of Rochester and an MBA in Finance from the University of Chicago.

Ivan G. Bolden assumed the role as the first Chief of Public Private Initiatives, Assistant Chief of Staff for Installation Management in July 2007. In this capacity he oversees all public private initiatives ventures for the Army. His direct oversight includes the Army's Residential Communities Initiatives (the Army’s housing privatization program), Privatization of Army Lodging, Utilities Privatization, Enhanced Use Leasing, Municipal Services/ Partnerships and Competitive Sourcing. He assumes this position after working for eight (8) years on the Secretariat Staff in the Office of the Assistant Secretary of the Army for Installations & Environment. He brings a wealth of experience as a 27 year Army veteran, retiring as a Colonel in 2001. His military assignments took him to postings in Europe, Korea and throughout the Continental United States. He attended various military schools throughout his career and his civilian education includes a BS in Accounting from Southern University, Baton Rouge, La. and a Master's in Public Administration from Pepperdine University, Malibu, CA. He is a visionary and has received numerous awards throughout his professional career and his hobbies include travel and golf.

LTC Vince Gallman currently serves as a Compensation Program Analyst for the Army’s Basic Allowance for Housing (BAH), Overseas Housing Allowance (OHA), and Thrift Savings Plan (TSP) Programs at the Office of the Deputy Chief of Staff for Personnel, Compensation and Entitlements Division, at the Pentagon in Washington, DC.LTC Gallman earned his commission as a Finance Officer from the Benedict College Reserve Officer Training Corps (ROTC) Program, graduating with honors with a Bachelor of Science Degree in Accounting.  LTC Gallman also earned his Master’s Degree in Education with a concentration in Adult Education from Central Michigan University.LTC Gallman’s previous assignments include the 7th Medical Command Regional Finance and Accounting Office, Landstuhl, Germany, the 4th Finance Battalion, Fort Carson Colorado, the 469th Finance Group (Reserve), New Orleans, Louisiana, Headquarters Forces Command, Atlanta, Georgia, the Defense Military Pay Office, Fort Jackson, South Carolina, and the 230th Finance Battalion, Fort Hood, Texas.

Mr. Guleserian is the Managing Director of Pinnacle Global Capital LLC – the debt capital sourcing, origination, and structuring affiliate of the Pinnacle Family of Companies.  The Pinnacle Family of Companies is a leading owner, developer and manager of international real estate assets, including nearly 22,000 privatized military housing units at over 20 military installations.To date, Mr. Guleserian has been involved in financing over $4 billion for military housing privatization projects and financing over $1 billion for other private sector real estate transactions.Mr. Guleserian has over seventeen years of experience in the real estate finance industry.  Prior to his leadership of Pinnacle Global Capital, Mr. Guleserian was a Principal of Duxbury Financial LLC, the investment banking affiliate of Clark Realty Capital where he led Clark’s military housing privatization finance efforts.  Before joining Duxbury and Clark, Mr. Guleserian was Senior Manager in the Financial Services Group at Andersen Consulting (currently Accenture).  Prior to Accenture, Mr. Guleserian was a Vice President in the Real Estate Investment Banking Group at JP Morgan Chase. Mr. Guleserian is a FINRA registered general securities principal.  Mr. Guleserian received his MBA from the University of Michigan and his BA from Harvard University.