Banco Popular de Puerto Rico

Susan Kendall is a Senior Vice President in FirstSouthwest’s Northeast Public Finance Group. Kendall is based in First Southwest’s Boston office and will work with the Rhode Island and New York City offices on behalf of general obligation and revenue bond issuers at the state and local levels. Kendall was a senior analyst and head of the Boston office of Moody’s Investors Service since it opened in 2004, with responsibility for local governments and utilities throughout the east coast. She was the lead analyst for local governments in Massachusetts and Virginia and served as a rating committee chairperson. She had primary responsibility for a large portfolio of high profile issuers including the Cities of Providence and Central Falls, RI; City of Boston; Massachusetts Water Resources Authority and Fairfax County, Virginia. Prior to joining Moody’s Kendall served as the Treasurer and Collector of the Town of Belmont, Massachusetts and was an administrator at Harvard Medical School and Boston University.Kendall is a frequent presenter at industry conferences and is a guest lecturer in state and local finance at Harvard Kennedy School. Kendall is co-founder of Boston Women in Public Finance and is a member and former Governor of the National Federation of Municipal Analysts, the Government Finance Officers of America and the Treasurers Club of Boston and is a past president of the Boston Municipal Analysts Forum. Kendall earned a Bachelor of Arts in biology from Harvard College and a Master of Public Administration from Harvard Kennedy School.

Geordie Thompson is a Vice President and Senior Credit Officer in the Public Finance Group of Moody’s Investors Service. As one of the Managers of the Eastern Local Government Ratings Team, he oversees a group of analysts who assign local government ratings in New England, New York and Pennsylvania. In Geordie’s more than 12 years with Moody’s he has also been active in Alabama, Florida, Maryland, New Jersey, Tennessee, and Virginia. Born and raised in New York City, Geordie received his B.A. in English from Columbia University as well an M.P.A. from Columbia’s School of International and Public Affairs. Prior to Moody’s, Geordie worked in non-profit fundraising in Chicago.

Mr. Bagley joined Hawkins Delafield & Wood LLP in 1982 and became a partner in 1988. He has a wide range of experience in the practice of public finance and securities law and in insolvency matters, including representation in bankruptcy proceedings, and in new-issue and secondary market bond financings, including those for industrial and commercial development, health care, infrastructure development and privatization, multi-family and single-family housing, and tobacco settlement asset securitization. Mr. Bagley has represented creditors in the second reorganization of Continental Airlines, in the reorganization of America West Airlines, and in proceedings for rehabilitation of Mutual Benefit Life Insurance Company; other Bond Counsel engagements are Battery Park City Authority, New Jersey Turnpike Authority, Maine Health and Higher Educational Facilities Authority, New York City Industrial Development Agency, New York State Housing Finance Agency, and New York State Urban Development Corporation (Empire State Development Corporation). Mr. Bagley has served as special tax counsel in financings for the Jefferson Sales Tax District (Louisiana), Tulsa County (Oklahoma) Home Finance Authority, the Louisiana Housing Finance Agency, the City of Kenner, Louisiana, Jefferson Parish (Louisiana) Home Mortgage Authority, and the Greater New Orleans Expressway Commission. He has also served as underwriter's counsel to numerous investment banking firms.

Rick Frimmer, a partner in the Chicago office of Schiff Hardin, LLP has over 35 years of experience in the municipal and corporate debt arena, having documented over $50 billion in transactions as bond counsel, underwriter’s counsel, tax counsel and disclosure counsel. For the past 25 years, Mr. Frimmer has also specialized in defaulted municipal and corporate debt in virtually all industry sectors, particularly health care, infrastructure, hotels, manufacturing and housing. He regularly practices in the Federal bankruptcy courts and state courts, and has experience both in Chapter 11 and Chapter 9 proceedings representing creditors. His clients include virtually all of the major corporate trust entities, high yield mutual funds, banks and many distressed debt funds. Rick has been a featured speaker and panel leader for many years at Practicing Law Institute and National Association of Bond Lawyers seminars. He is admitted to the bars of California, Illinois and Pennsylvania and many Federal bankruptcy, district and appeals courts. Rick is also an Adjunct Professor of Law at Loyola Law School in Chicago and Thomas Jefferson School of Law in San Diego, where he teaches courses in bankruptcy and securities regulation.

Allan W. Fung is the Mayor of Cranston, the third largest city in Rhode Island. Elected in 2008 and re-elected in 2010, Fung is the first Asian-American Mayor in Rhode Island history.Since taking office in 2009, Mayor Fung has boosted economic development and helped bring in over 1000 new jobs to Cranston. He has reduced the city’s operational expenses and continues to explore consolidation and other innovative savings initiatives. He was the first Mayor in the state to successfully negotiate pension reform with a major union by replacing the costly defined benefits pension system with a defined contribution plan.Mayor Fung currently serves on the RI Municipal Pension Study Commission and previously was a member of the 2011 Governor and Treasurer’s Pension Advisory Group. He is the incoming President of the RI League of Cities and Towns and Chairman of its Legislative Committee. He is the Honorary Chairman of the Board of the Rhode Island Association of Chinese Americans and a board member of the Rhode Island Mayoral Academies. Previously, he was the former Chairman of the Rhode Island Governor’s Insurance Council.Before becoming Mayor, he was Government Relations Counsel for MetLife from 2001-2009, a prosecutor in the RI Department of Attorney General from 1999-2001 and a litigation associate with Mandell, Schwartz & Boisclair from 1996-1999.Mayor Fung graduated from Rhode Island College and Suffolk University Law School and also completed the Leadership Rhode Island program.

Steve Murray is a Senior Director and manager of Fitch�s Austin, Texas office, which covers local government agencies in the southwest U.S. In addition to his work as supervisor of the six-person tax-backed analytical staff in Austin, Steve is the lead analyst for several major cities in the southwest�Houston, Austin and New Orleans. Steve has been at Fitch for twelve years. Prior to joining the company, he worked in a variety of banking and public sector positions. Steve has both undergraduate and graduate degrees from the University of Texas at Austin (Lyndon B. Johnson School of Public Affairs�1983 graduate).

James Normile is a corporate partner in Winston & Strawn’s New York office who concentrates his practice in the area of public finance and health care law. With 30 years of experience, Mr. Normile has served as hospital counsel, bond counsel, and underwriter’s counsel for a variety of issuers and health care providers, industrial development agencies, and other units of state and local government. He is a member of the firm’s Executive Committee.

Gary Yaquinto was named President of Arizona Investment Council in December 2006. Prior to AIC, Mr. Yaquinto served as a member of Governor Janet Napolitano’s cabinet, serving as Budget Director. Previously, Mr. Yaquinto was Chief Economist, Arizona Attorney General’s Office. Between 1984 and 1997, Mr. Yaquinto served on the staff of the Arizona Corporation Commission where he was Director, Utilities Division for eight years. Mr. Yaquinto also served as Vice President, Government & Regulatory Affairs with a telecommunications company and has worked as an independent consultant in the areas of utility regulation, economic and demographic forecasting and public affairs. Gary also served as Chief Economist with the Arizona House of Representatives from 1977 to 1980. Mr. Yaquinto received B.S. and M.S degrees in Economics from Arizona State University and his M.B.A. from the University of Phoenix.

Kathy Masterson is a Senior Director in Fitch Ratings’ U.S. Public Finance Department. Kathy is a senior credit analyst with responsibilities in the public power and water/waste-water utility sectors. In her current role, she is the primary analyst on a portfolio of over 60 public power and water and sewer issuers including wholesale and retail utilities. Kathy is also responsible for providing senior analytical oversight and training to junior analysts, participation on credit committees across sectors, and presenting Fitch’s research to institutional investors, lenders and other financial intermediaries. Kathy joined Fitch in 2006 and is based in Austin, Texas.Prior to Fitch, Kathy worked as a financial advisor with Public Financial Management in San Francisco. She began her career at Standard & Poor’s in 1997, where she covered the public power, water and transportation sectors inDallas and San Francisco.Kathy has a Masters in Public Policy from the Lyndon Baines Johnson School of Public Policy at the University of Texas and a B.A. in History from the University of Arizona. She is a member of the National Federation ofMunicipal Analysts.