Banco Popular de Puerto Rico

Stephanie A. Miner is the 53rd Mayor of the City of Syracuse. Born on April 30, 1970, she became involved in politics at an early age, stuffing envelopes for local candidates at her Grandmother Cooney’s kitchen table in the Eastwood neighborhood. Mayor Miner was elected on November 3, 2009 in a three-way race, receiving 50.1% of the vote. She became the first woman elected Mayor of any of the “Big 5” cities in New York State.She attended Syracuse University, graduating Magna Cum Laude with a B.A. in Political Science and Journalism in 1992. After college, she worked as the Assistant Upstate Coordinator for the Geraldine Ferraro for U.S. Senate campaign and then served as Central New York Regional Representative for Governor Mario Cuomo. In 1999, Miner earned her J.D. from SUNY Buffalo and began working at Blitman & King, LLP as a labor lawyer, representing unions and employees.Mayor Miner became a Syracuse Common Councilor-at-Large after winning city-wide election in 2001 when she was 31 years old. Re-elected to the Council in 2005, Mayor Miner received the most votes of any candidate on the ballot, including the incumbent Mayor. As a Common Councilor, she championed and helped pass legislation that gave $1 million in initial funding to Say Yes to Education, a program that provides necessary support services for Syracuse City School District students and promises free or reduced college tuition to students who graduate from City high schools.Even prior to taking office, Mayor Miner saw the precarious financial situation the City of Syracuse held. With this understanding, Mayor Miner began the difficult task of right-sizing City government and consolidating various services. Through inter-municipal agreements, the City of Syracuse and Onondaga County consolidated their purchasing departments into a single entity. Mayor Miner has taken a leading role in the discussion of municipal finance across New York State, working with a coalition of large city mayors to develop strategies and solutions for coping with financial pressures. She established by executive order the Syracuse Municipal Financial Advisory Board to develop a plan for addressing the fiscal concerns of the city. Mayor Miner has made sustainability a top priority. She understands the great potential Syracuse has as a leader in the global green movement, bringing together the resources of government, higher education, and the living classroom our environment has to offer. One of her first acts as Mayor was the establishment of the Bureau of Planning and Sustainability. This is the first time in decades that City government has had an office focused on urban planning, while also integrating the principles of environmental, social and economic sustainability. The new department has already seen success, including the advancement of the Onondaga Creekwalk, the Syracuse Connective Corridor and the drafting of a revised Comprehensive Plan for the City of Syracuse. Utilizing the newly passed state Land Bank legislation, the city authorized the creation of the Greater Syracuse Property Development Corporation to expedite the sale and redevelopment of vacant and tax delinquent properties. The City of Syracuse has seen record economic development since Mayor Miner has taken office. In her three years as Mayor, the Construction Permit Values have skyrocketed, with a total figure of nearly $330 million in 2012. Additionally, Mayor Miner co-located the economic development office with the county economic development staff. Additionally, to better work with local businesses, Mayor Miner spearheaded the effort to develop the Syracuse Regional Airport Authority to create greater efficiency at the Hancock International Airport, attracting new airlines and working with local businesses to make the airport a successful tool for the local economy. Mayor Miner has also redeveloped the Joint Schools Construction Board which overseeing a multi-million dollar effort to rebuild and remodel all Syracuse City School buildings.

John J. Cross III is the Director of the Office of Municipal Securities at the U.S. Securities and Exchange Commission.� Mr. Cross joined the SEC in September 2012 as the first Director of the Office of Municipal Securities, which was established under the Dodd-Frank Act as a separate office, with a requirement that its Director report directly to the SEC Chairman, to administer SEC rules for the municipal securities market and to oversee rulemaking by the Municipal Securities Rulemaking Board, an independent self-regulatory organization.� Mr. Cross provided overall supervision to an SEC working group comprised of staff from the Trading and Markets Division and the Office of Municipal Securities on the SEC�s final municipal advisor registration rulemaking project under the Dodd-Frank Act, which the Commission adopted in September 2013.� Mr. Cross has a broad range of national municipal finance experience and has been a leader on public policy issues affecting municipal finance.Previously, from 2006-2012, Mr. Cross served as Associate Tax Legislative Counsel in the Office of Tax Policy at the U.S. Treasury Department, where he had significant responsibility for legislative and regulatory tax matters affecting municipal bonds, including responsibilities with respect to the agency�s implementation of the 2009 legislative stimulus incentives and regulatory response to the 2008 financial crisis in this area.� From 1994-2006, Mr. Cross was a partner in the Washington, D.C. office of Hawkins Delafield & Wood LLP, a national public finance specialty law firm. From 1990-1993, Mr. Cross served in the Financial Products group of the IRS Chief Counsel�s office, where he was one of the principal authors of the arbitrage regulations on investment restrictions on tax-exempt bonds.� From 1981-1990, Mr. Cross was in private practice in Atlanta, Georgia.Mr. Cross has a B.A. Degree from Brown University (1978), a J.D. Degree from Vanderbilt University Law School (1981), where he was a member of the Vanderbilt Law Review, and an L.L.M. in Taxation from Georgetown University Law Center (1988).��

Kevin Holloran, Director in Corporate & Government Ratings, joined Standard & Poor’s Rating Services in 2003. Kevin is the analytical manager of the central region, and responsible for managing ratings in the not-for-profit health care sector, private higher education sector and charter school sector. Kevin follows a portfolio of high-profile acute care health care credits around the country. Before joining Standard & Poor’s in 2003, he worked for 7 years in consulting at Ernst & Young, LLP and Cap Gemini Ernst & Young, focusing on post merger integration projects within the health care space. Kevin holds masters of health services administration from the University of Michigan and a bachelor’s degree in business from the University of Notre Dame.

Rudolph Giuliani, a name partner in the firm since 2005, has played a key role in the efforts of the New York office to expand and enhance the firmfs corporate, broker/dealer, bankruptcyand white]collar criminal defense client service teams. In addition to his decades of governmentand public service, where he gained extensive trial, appellate, public policy and regulatoryexperience, Mr. Giuliani honed his many skills and talents in the private sector, as both amember of prestigious New York law firms and as head of Giuliani Partners, a consulting firm. A native of Brooklyn, New York, Mr. Giuliani began his career as a law clerk to United StatesDistrict Court Judge Lloyd F. MacMahon in the Southern District of New York. In 1970, he joinedthe office of the U.S. Attorney and was soon named Chief of the Narcotics Unit and promotedto the position of Executive U.S. Attorney. In 1973, at age 29, Mr. Giuliani was placed in charge of the police corruption cases resulting from the highly publicized Knapp Commission report.Two years later, Mr. Giuliani was recruited to Washington, D.C., where he was appointedAssociate Deputy Attorney General and chief of staff to the Deputy Attorney General. In 1977,Mr. Giuliani returned to New York to practice law and joined the firm of Patterson, Belknap,Webb and Tyler.In 1981, President Reagan appointed Mr. Giuliani to be U.S. Associate Attorney General, theDepartment of Justicefs third highest position. In this role, Mr. Giuliani supervised the U.S.Attorney offices nationwide, as well as federal law enforcement agencies, including the Bureauof Corrections, the Drug Enforcement Agency and the U.S. Marshals Service. In 1983, hebecame U.S. Attorney for the Southern District of New York, where he earned a nationalreputation for his efforts to eradicate organized and white]collar crime and governmentcorruption. During his high]profile prosecutorial career, Mr. Giuliani secured 4,152 convictions,with only 25 reversals.Following his tenure as a U.S. Attorney, Mr. Giuliani returned to private practice as a partner at White & Case and later as a partner at Anderson, Kill & Olick.

Jill Schmidt is a Vice President in the Public Finance Southeastern Region at Assured Guaranty, where she is a municipal underwriter across a variety of sectors. Jill joined Assured Guaranty in June of 2010. Prior to joining Assured Guaranty, Jill spent three years in Fitch’s Global Power Investor Owned Utilities Group.Jill also spent five years at FGIC underwriting Public Finance transactions and additionally surveilling Investor Owned Utilities and Public Power transactions. Jill started her career as a research analyst at Moody’s Investors Service in 2000, spending the majority of her time as a municipal analyst in the Southeastern region. Jill earned her Master’s degree in Business Administration with a concentration in Finance and Investments from Baruch College, and gained her undergraduate degree in Accounting from Clarkson University. Jill is also a member of the Municipal Analysts Group of New York, National Federation of Municipal Analysts and Women in Public Finance.

Jenny is a Vice President/Senior Analyst on the Higher Education and Not-for-Profits Team, which she joined in December 2010. She is responsible for a diverse portfolio that includes large public university systems, private colleges and universities, and cultural and research not-for-profit institutions primarily in Kansas, Michigan, Minnesota, New York, North Carolina, Rhode Island, Tennessee, Texas, and the District of Columbia. Jenny joined Moody’s in June 2004 as an analyst in the Local Government Ratings Team where she was the lead analyst for Pennsylvania and New Hampshire regional ratings, and worked in New Jersey, Massachusetts, Florida, Alabama, and Virginia. In October 2008, Jenny assumed a position managing a 13-member team responsible for local government surveillance. In July 2011, Jenny authored Moody’s Fiscal Year 2010 U.S. Not-for-Profit Private College and University Medians. Jenny received a B.A. in Sociology from Barnard College, Columbia University and an M.P.A. from the New York University Robert F. Wagner Graduate School of Public Service. Prior to graduate school, Jenny worked for several years in the financial services industry, including four years at PricewaterhouseCoopers as a member of an internal change management team.

Michael Phemister is the Vice President of Treasury Management at the Dallas/Fort Worth International Airport and has been employed at DFW since 1999. In his tenure at DFW, he has been responsible for 32 bond issues totaling in excess of $10 billion. In addition he has structured and issued bonds for a consolidated Rent-A-Car Facility in 1999 and for the construction of a Grand Hyatt Hotel in 2001. In addition to managing the Airport’s debt, he is also responsible for the management of $2.8 billion of cash and investments, management of a $450 million retirement plan and for the management of federal grants and Passenger Facility Charges.Prior to coming to DFW Airport, he was the Chief Financial Officer for the City of Rockwall, TX and prior to that the CFO for the City of Forest Hill, TX. He has a total of 35 years’ experience in the municipal arena.Mike has a Bachelor Degree in Accounting from the University of Texas at Arlington and is a passionate sailor who hopes to someday search for new adventures on the seven seas.