Banco Popular de Puerto Rico

Kirk G. Rummel, Jr., CPA, is the Chief Financial Officer and Deputy Director for the Houston Airport System. Rummel is responsible for the fiscal management of the fourth largest airport system in the United States, including capital investment funding, debt management, oversight of the aviation department's budget, accounting, financial analysis and strategic planning. Rummel worked for 17 years at Continental Airlines in numerous finance and accounting positions. He most recently served as managing director of finance where he directed the financial health of several key areas within the airlines' operation, including flight operations, inflight, safety, catering and fuel.From 1987 to 1994, Rummel worked as a senior auditor for Audit Bureau of Circulations and performed audits of all major newspapers and magazines in North America, including top markets such as Houston, Dallas, Denver and publications in California and Florida.Rummel is a Certified Public Accountant and Certified Fraud Examiner with a Bachelor's Degree in Finance from Texas Christian University and a Masters of Business Administration from the University of Texas at Austin. He is involved extensively with NextGen avionics business case analysis for various Federal Aviation Administration-related committees including:FAA (ATMAC) NextGen Task Force 5 Business Case Subgroup leader 2009 – 2010 RTCA NextGen Implementation Work Group (NGWIP) member - 2010 JPDO / FAA NextGen Flight Prioritization Workshop Airline Representative – 2010 ·RTCA Business Case and Performance Metrics Work Group – 2010-present

Mark Arnold is a Partner in the Houston office of Andrews Kurth. Mark represents and advises clients in public and private project development and financing transactions, with an emphasis on sports, recreation and entertainment facilities, convention centers, hotels and educational facilities. He also has extensive experience in structuring and implementing creative economic development techniques such as Chapter 380/381 grants, 4A/4B financings, tax increment financing and tax abatements. Mark received his J.D. from Columbia University School of Law, where he was a Harlan Fisk Stone Scholar. He received his A.B. in economics, with distinction, from Cornell University, where he graduated Phi Beta Kappa.

Tim Peterson is an Executive Director in the Houston Public Finance office of J.P. Morgan Securities LLC. Mr. Peterson has over 16 years of public finance experience consisting of investment banking, financial advisory, arbitrage rebate and refunding/cash flow verification. He has a wide range of experience with state and local issuers both in Texas and across the country including clients such as the Texas Water Development Board, Texas Public Finance Authority, Harris County and City of Houston. Such experience includes General Obligation and Revenue debt, fixed and variable rate financings, new money and refunding transactions, as well as pooled loan financing and State Revolving Funds. Mr. Peterson holds a Master of Science degree in finance from Texas A&M University and is a licensed Series 7, 53, 63 and 79 with FINRA.

Bart is a founder and Co-President for Trident Municipal Research and has 25 years experience in the fixed-income markets. Formerly, Bart was a Managing Director and Head of the Municipal Proprietary Trading Desk at UBS (2004-2008).Prior to that he was a senior trader on Citi�s proprietary trading desk (1994-2004) and was responsible for the firm�s Tender Option Bond program. Bart received a BS in Physics from the University of Texas at Dallas. Bart also contributed the chapter on Municipal Arbitrage and Tender Option Bonds in The Handbook of Municipal Bonds, Feldstein & Fabozzi, Editors (John Wiley & Sons, Inc., 2008).

Cavanal Hill Investment Management is an affiliate of financial holding company BOK Financial Corporation (BOKF), a $24 billion regional financial services company. BOKF is the parent company of BOKF, NA, which offers full service corporate trust services through the Bank of Texas. Douglas Benton joined Cavanal Hill in 2010 as senior municipal credit manager and a member of the fixed income management team. Mr. Benton is responsible for the company’s tax-exempt credit research function and supports the tax-exempt fixed income and cash management strategies. Prior to joining Cavanal Hill, Mr. Benton served as the leader of a municipal bond ratings team for one of the nation’s largest credit rating agencies. Douglas holds a M.B.A. in Accounting from Rice University’s Jones Graduate School of Administration, as well as a B.B.A. in Finance from Baylor University. Additionally, Douglas is a Certified Public Accountant and a member of the AICPA and the Texas Society of CPAs.

Ronald C. Green was elected Houston City Controller on December 12, 2009, after serving three terms on Houston City Council, At-Large, Position Four. He has been re-elected twice and began serving his third and final term in January 2014. On City Council, he chaired the Budget and Fiscal Affairs Committee, overseeing the City�s annual budget of nearly $4 billion. He was elected to the National League of Cities Board of Directors in November 2013. He also serves on the Governmental Accounting Standards Advisory Council (GASAC). As City Controller, Mr. Green oversees a $13 billion debt portfolio and over $2 billion of investments. In addition to management of the City�s treasury functions and audit division, every payment issued by the City of Houston is processed by the Controller�s Office. Mr. Green is a native Houstonian. He earned both a Bachelor of Science and a Master of Business Administration from the University of Houston, as well as a law degree from Texas Southern University's Thurgood Marshall School of Law. He is also a licensed real estate broker.

Whitney Henry is the Senior Financial Analyst within the Office of Finance at the University of Texas System where she aids with the management of the U. T. System’s more than $6 billion in debt outstanding and the swap portfolio. Prior to joining the U. T. System in 2010 Whitney worked in New York at Global Secured Capital, a hedge fund focused on investments in the insurance industry and at Bear Stearns on the municipal derivatives trading desk. Whitney holds a BA from Harvard University.

Devina Rankin, is the Assistant Treasurer at Waste Management, Inc. WM has over $2.8 billion of tax-exempt debt outstanding, making it the third largest corporate issuer of tax-exempt debt in the United States. Devina is responsible for WM’s cash management, debt and capital markets transactions, interest rate and foreign currency risk management strategies and credit rating management. Devina has been a member of the WM Finance organization for over nine years. Before joining the Treasury department, Devina was responsible for the Company’s SEC reporting and technical accounting. Prior to joining WM, Devina was a senior auditor at Ernst & Young and Arthur Andersen. She has a BBA and MS in Accounting from Texas A&M University and she is a CPA.

Alan Polsky is Chair of the Board of Directors of the Municipal Securities Rulemaking Board (MSRB). He is also Senior Vice President of Dougherty & Co., LLC, a Minneapolis, Minnesota-based investment firm. Mr. Polsky is responsible for the company�s negotiated municipal underwriting and fixed income institutional sales and research. During his 26 years with the firm, Mr. Polsky has also served as director of research, responsible for the tax-exempt sector, and as a tax-exempt trader. Prior to Dougherty & Co., Mr. Polsky was controller for the University of Minnesota Foundation and an audit manager for Peat, Marwick & Mitchell. He has served as chairman of the board of governors for the National Federation of Municipal Analysts. Mr. Polsky received a bachelor�s degree in business administration from the University of Wisconsin-Madison.

Christopher Mauro is the Senior Municipal Desk Credit Analyst for RBC Capital Markets. He joined RBC in October 2009 and served as the firm’s Head of Municipal Strategy Research for seven years, before moving to his current position in November 2016. Prior to joining RBC, he spent five years as a Director and Senior Underwriter at Financial Guaranty Insurance Company where he was responsible for both public and project finance transactions. Mr. Mauro spent nearly 20 years at Merrill Lynch, first in its Fixed Income Research Department, where he functioned as the firm’s primary municipal revenue bond analyst, and later as a Director in its Corporate Finance Ratings Advisory Service. Mr. Mauro began his career with Moody’s Investor’s Service as an analyst in the Public Finance Department.Mr. Mauro earned his MBA at RutgersUniversity and has a BS in Finance from ArizonaStateUniversity. He is also a Chartered Financial Analyst.