Banco Popular de Puerto Rico

Dr. Ellis has twenty-two years experience in urban planning, government/public affairs, transportation analysis, strategic planning, demographic analysis, socioeconomic impact assessment, economic policy analysis, and management. He also has six years teaching experience in Department of Landscape Architecture and Urban Planning at Texas A&M University. His recent projects include: Developing a defensible "value of time" methodology for the Texas Department of Transportation to use in litigating cases seeking liquidated damages from contractors; "U.S. Hwy. 59 Corridor Traffic Analysis Zone Study," under contract to the Texas Engineering Extension Service and Parsons Brinkerhoff Engineers; "Refinancing Texas Transportation," under contract to the Texas Transportation Institute and the Texas Department of Transportation. He has Ph.D. in Urban And Regional Science, Texas A&M University; M.U.P. in Urban Planning, Texas A&M University; and B.S., Agricultural Economics, Texas A&M University.

Matthew is a vice president in Assured Guaranty’s Healthcare and Higher Education underwriting group. He is responsible for analyzing healthcare, higher education, and other not-for-profit organizations. He joined Assured in 2008 and has worked on multitude of municipal sectors. Prior to working at Assured Guaranty he worked for the bond insurance firm XL Capital Assurance. Matthew has a B.A. in economics from Hobart College and a MBA from Fordham University. He is a member of the National Federation of Municipal Analysts.

Ken is a consulting actuary with the New York office of Milliman. He joined the firm in 1996. Ken has more than 30 years of pension and employee benefit consulting experience and provides advice in the design and implementation of comprehensive pension and welfare plans to both domestic and international companies; not-for-profit organizations; governmental employers; and multiemployer, union pension funds. Services to his clients include defined benefit plan funding and expense valuations, retiree medical expense valuations, experience studies, modeling of projected plan liabilities and costs, assisting bargaining parties during collective bargaining negotiations, plan terminations and mergers. He is a member of Milliman's Multiemployer Plan Strategic Planning Group. Ken is an expert in the areas of accounting for pensions and other post-employment benefits, early retirement windows, and ERISA compliance and has been a speaker at professional and industry meetings.

In 1999, John Horsley became Executive Director of the American Association of State Highway and Transportation Officials (AASHTO), which advocates policies and provides technology leadership on behalf of States to improve the Nation’s transportation system. Previously, Horsley was nominated by the President and confirmed by the Senate as Associate Deputy Secretary of Transportation where he served from 1993 to 1999 as the Department’s advocate for intermodal policies, quality of life initiatives and as liaison to State and Local Governments, US Congress, and transportation constituencies. A native of the Northwest, Horsley was elected to five terms as County Commissioner in Kitsap County, a community just west of Seattle. He is a graduate of Harvard, an Army veteran, a former Peace Corps volunteer and Congressional aide, and did graduate study at Georgetown. He is Past President of the National Association of Counties, and was founding Chairman of the Rebuild America Coalition.

Eric Kim is a director in Fitch Ratings higher education and non-profit institutions group. Eric joined Fitch in March 2007, and he works on credit analysis for new bond offerings, as well as surveillance of existing ratings in a variety of sectors including higher education & non-profits, tax-backed, water and sewer, healthcare, and public power. Eric was previously chief of staff for the first deputy commissioner at the New York City (NYC) Taxi and Limousine Commission for two and a half years. He also worked as a project manager at the Lower Manhattan Borough Commissioner’s Office in the NYC Department of Transportation (DOT). Eric began his career as a NYC Urban Fellow, providing research and analytical support in the commissioner’s office at the DOT. Eric earned a BA from Brown University and an MPA with a public finance specialization from the Wagner School of Public Service at New York University.

Mike Newman is a Senior Vice President with FirstSouthwest Company. He joined FirstSouthwest in 2004 and has been in the securities industry since 1990. Mike’s areas of focus are transportation and healthcare finance, project finance, and variable rate indebtedness including all types of bank supported indebtedness. He has worked with transportation organizations including, but not limited to, Oklahoma Turnpike Authority, Regional Transportation District of Denver, Oklahoma Department of Transportation, Metropolitan Transit Authority of Harris County, Texas, and Trustees for Tulsa Airports Improvement Trust.Mike previously served as a first vice president at George K. Baum & Company, where he was responsible for the provision of investment banking services to public sector and not-for-profit clients. Prior to working at George K. Baum & Company he served as a vice president in the public finance departments of Landesbank Hessen-Thuringen Girozentrale and National Westminster Bank Plc. where his principal responsibilities involved providing credit enhancement and liquidity support to a variety of tax-exempt and taxable indebtedness issued by public sector entities and not-for-profit institutions. ,br> Mike earned a Bachelor of Science in Business Administration from Case Western Reserve University, Master of Business Administration in Finance from State University of New York at Albany, and has completed studies in Industrial Relations at The London School of Economics in London.

Steve H. Murdock is the Allyn R. and Gladys M. Cline Professor of Sociology at Rice University. He previously served as Director of the U.S. Bureau of the Census having been nominated for the position by President Bush and unanimously confirmed by the U.S. Senate in 2007 and serving until the change in administration in January of 2009.Prior to his appointment at Rice, he was the Lutcher Brown Distinguished Chair in Demography and Organization Studies at the University of Texas at San Antonio (UTSA) and the Director of the Institute for Demographic and Socioeconomic Research. Before UTSA, Murdock was a Regents Professor and Head of the Department of Rural Sociology at Texas A&M University. He was also the official State Demographer of Texas. He was appointed to this position by Governor Rick Perry and was the first person to occupy this position. Dr. Murdock earned his Ph.D. in demography and sociology from the University of Kentucky and is the author or editor of 13 books and more than 150 articles and technical reports on the implications of current and future demographic and socioeconomic change. He is the recipient of numerous honors and awards. These include the Faculty Distinguished Achievement Award in Research from Texas A&M University, the Excellence in Research Award and the Outstanding Rural Sociologist Award from the Rural Sociological Society, The Distinguished Alumni Award from North Dakota State University and the Distinguished Alumni Award from the Department of Sociology at the University of Kentucky. He was named one of the fifty most influential Texans by Texas Business in 1997 and as one of the twenty-five most influential persons in Texas by Texas Monthly in 2005. He is a member of the Phi Beta Kappa, Phi Kappa Phi, and Phi Eta Epsilon national honor societies.