Banco Popular de Puerto Rico

As a County Commissioner since 1992, my most important priority has been to make Broward County a great place to live, work or retire. I have spent nearly my entire life in this community, and considered Broward County home for me and my wife, Charlotte, and our three sons, Travis, Wade and John III. Because my roots run so deep and wide, I really care about the future of our neighborhoods and about the economic stability of our region. Managing the growth ahead of us is paramount to maintain the quality of life that we enjoy in South Florida.For the past two decades, I have served in leadership positions at the city and county levels. I bring to government a unique background in business experience, coupled with dedicated public service. I have always championed efficient and effective government. As your Commissioner, my goal is to make government more accessible, accountable and understandable.

Phil has over 25 years experience in the municipal finance. Previously he served both as manager of the Municipal Finance Department at Dean Witter Reynolds and as General Counsel for the New York State Housing Finance Agency, the New York State Medical Care Facilities Finance Agency, the New York State Project Finance Agency and the State of New York Municipal Bond Bank. Phil had prior experience at another investment banking firm for 9 years specializing in single family, multifamily, and military housing issues. Phil participated in more than $20 billion of financings, including $2 billion of military housing privatizations. Notable transactions include Ohana, Fort Irwin, Fort Belvoir, Fort Hamilton Fort Benning and San Diego Unaccompanied issues. Phil received a B.S. from the City University of New York and a J.D. from Brooklyn Law School.

David Leifer is Senior Managing Director of KNN Public Finance, a Division of Zions First National Bank. Mr. Leifer has over 22 years of municipal finance experience, both as an attorney and financial advisor. He manages the firm's County and Transportation practices and serves aslead advisor to numerous counties, cities, transportation, higher education and state agencies in California as well as to the State of Washington.In the past five years, Mr. Leifer has served as advisor for approximately $12 billion in par amount for California issuers. This includes recent transactions for the Regents of the University of California, the State Public Works Board of the State of California, the San Francisco Bay Area Rapid Transit District, the Sonoma County Transportation Authority and the Counties of Fresno, Kern, Mendocino, Santa Clara, Sonoma and Tulare.KNN has a staff of 20. In January 2010, an article in the Bond Buyer, citing data provided by Thomson Reuters, listed KNN as one of the Decade's Top Financial Advisors: 2000-09.1 KNN providescomprehensive municipal finance advisory services including financial modeling, debt policy development and debt issuance services. Mr. Leifer assumed the responsibilities of Manager of KNN in 2009.Mr. Leifer earned his J.D. from the Yale Law School in 1988 and B.A. from the University of California, Berkeley (Phi Beta Kappa) in 1983. Prior to joining KNN, David was Managing Partneran independent financial advisory firm based in San Francisco. Prior to 1993, he was a securitieslawyer at O'Melveny and Myers in Los Angeles as well as a bankruptcy attorney at Stutman, Treister & Glatt.

Frank P. Sulzberger is a Managing Director in the Corporate Trust Division of The Bank of New York Mellon Trust Company, N.A., a subsidiary of BNY Mellon. He is responsible for the delivery of public finance trust services to debt issuers throughout the western United States, managing professionals located in Los Angeles, San Francisco, Seattle, Denver and Tempe. Frank also serves as on the Board of Directors for The Bank of New York Mellon Trust Company, N.A., where he chairs the Corporate Trust Oversight Committee. Frank has over 27 years experience in both public and corporate finance trust administration, management and new business development. Through the years, he has been an active associate member in several organizations in California and Arizona, including the California Debt and Investment Advisory Commission (Debt-Technical Advisory Committee), California Society of Municipal Finance Officers, California Municipal Treasurers, California County Treasurers and Tax Collectors, California School Business Officials and the Government Finance Officers Association of Arizona.Frank holds a Bachelor of Science degree in Business Administration from San Diego State University. He was designated as a Certified Corporate Trust Specialist by the Cannon Financial Institute and the Institute of Certified Bankers.

Isaac Sine is a Vice President in the Public Power Group at Bank of America Merrill Lynch. Based in San Francisco, he covers public power issuers in the western half of the country and is Bank of America Merrill Lynch’s national expert on renewable energy financings for public utilities. Mr. Sine has ten years of experience in public finance. This experience includes financings for green energy facilities including, wind, solar, hydro, and biomass.

John H. Knox, a partner in the San Francisco office, is a member of the firm�s Public Finance Department. His practice focuses on local governmental infrastructure financing, primarily for cities and counties, including general fund financings, pension bonds, special assessment and other land-secured financings, redevelopment tax increment financings, enterprise revenue bonds, municipal lease transactions and general obligation bonds. He has also been involved in creating various statewide financing programs, including financings for governmental receivables, infrastructure and development impact fees. He also assists nonprofit institutions, including colleges, universities, and private K-12 schools with tax-exempt financings. Mr. Knox has also been involved in several municipal workout situations, representing the City of Vallejo, California in its chapter 9 bankruptcy case, the City of Richmond, California in a successful financial restructuring that allowed the City to emerge from a near bankruptcy situation to become a solid "A" rated credit, and the City of Half Moon Bay, California in connection with a very large judgment against the City that threatened to bankrupt the City.

Glenn Byers is Assistant Treasurer and Tax Collector for Los Angeles County. A graduate of California State University, Los Angeles, Mr. Byers has 26 years of finance and investment experience. He directs the operations of the Finance and Investments Bureau of the Treasurer and Tax Collector's Office, which includes the Public Finance, Investments and Deferred Income divisions. Public Finance manages all the borrowing needs of the County, special districts, school districts and community college districts within the County, with more than $6 billion in bonds and notes issued in the past year in approximately 40 transactions. The Investment Office manages and invests monies deposited in the County's $25 billion Treasury Pool. Deferred Income manages and directs investment related activities of four deferred contribution plans, comprised of more than 85,000 participants and $8 billion in assets.