Banco Popular de Puerto Rico

Kevin M. Civale has more than 20 years of experience as a public finance specialist, acting as bond counsel, disclosure counsel and underwriters counsel in connection with municipal financings. He represents cities, counties and joint powers agencies throughout the state, as well as the State of California itself, assisting them in financing a wide variety of public infrastructure projects. His particular areas of expertise include revenue financings for water, wastewater, solid waste, and airport facilities. He represents both public agencies and investment banks in connection with disclosure issues related to public financings, and has significant experience in the procurement and negotiation of contracts for municipalities, including design-build-operate agreements, power purchase agreements, solid waste collection franchises, and construction and operating agreements. Mr. Civale received his J.D. from Fordham University School of Law in 1984, having earned his bachelor’s degree from Boston College in 1981. Mr. Civale is a member of the State Bar of California.

Sam Joumblat, CPA, is the Chief Financial Officer for the Port of Long Beach, California. He was appointed to the post by the Long Beach Board of Harbor Commissioners in 2006. As CFO, Sam oversees the financial responsibilities for the Port. This includes financial statements, continuing disclosure, and bond issuance. Recently, he added a contract compliance section to his division and currently he is managing the implementation of a new billing system.Before coming to the Port, he was a Deputy City Auditor with the City of Long Beach. In that capacity, he oversaw various financial and management audits of several city departments.Prior to local government, Sam spent most of his career in industry. He was a Senior Manager with Arthur Andersen and worked 15 years with Atlantic Richfield Company, an oil and gas company, where he held a number of managerial positions that included supervising internal audit, general accounting, contracting, information technology, and environmental, health and safety. He also led a number of strategic sourcing efforts where he negotiated major contracts and managed a software implementation project.Sam began his career as an engineer at Rockwell International, where he worked on the Space Shuttle and other space programs. His responsibilities included developing computer models that simulated cryogenic fluid systems.Sam holds a master’s degree in business administration, a master of science degree in mechanical engineering and a master of science degree in industrial engineering, all from the University of Southern California. He also holds a bachelor of science degree in mechanical engineering.He is a Certified Public Accountant, licensed to practice in the State of California, and a Certified Internal Auditor.Sam volunteers for a number of non-profit organizations. These include being a member of the board of directors of Pacific Resource Credit Union and he chairs the audit committee of CampFire USA – Long Beach Area Council.

Mr. DiCamillo is Senior Vice President of Field Research Corporation and Director of the non-partisan Field Poll, considered by many to be California’s leading public poll. Founded in 1945 by Mervin Field, Field Research Corporation is a large and highly respected survey research agency that executes all phases of survey research from initial conceptualization and design through data collection, analysis and reporting. Mr. DiCamillo has served as Director of the Field Poll since 1995, and prior to that was its Associate Director. In this capacity he directs four to eight statewide surveys per year and has published over 1,000 separate poll reports. The reports track California voter opinion formation and preferences in all major statewide candidate and ballot proposition election contests, the job performance of state and federal elected officials, and Californians’ reactions to major social, political and economic developments. He is a recognized authority on opinion trends in California and is a frequent speaker on voter opinions and behavior. He frequently appears on local, national, and international news broadcasts as a commentator on California public opinion. In his more than thirty-year career at Field Research, Mr. DiCamillo has directed hundreds of market and opinion research studies for corporate, foundation, media, government and institutional clients. He has particular professional expertise in the areas of questionnaire development, the design and implementation of complex samples, and the management of large-scale quantitative research projects. Mr. DiCamillo has held prominent posts in leading professional research associations in California, and has served as President of the Pacific Chapter of the American Association for Public Opinion Research and President of the San Francisco Bay Area Chapter of the American Marketing Association. Mr. DiCamillo is a cum laude graduate of Harvard University and received a Masters in Business Administration from Cornell University’s Johnson School of Business.

Jessica Soltz Rudd is a Senior Director in Frasca & Associates’ California office. Since joining Frasca’s financial advisory practice in 2008, Jessica has assisted transportation entities in issuing bonds and commercial paper, including obtaining bank support. She also assists transportation entities in monitoring their capital plans, establishing financial policies and targets, and implementing credit rating strategies. She serves as financial advisor to Orange County John Wayne Airport, Long Beach Airport, the Port of Los Angeles, the Port Authority of New York and New Jersey, the City of Phoenix, Metropolitan Washington Airports Authority, as well many others. Prior to joining Frasca, Jessica developed extensive experience in transportation credit analysis, while working at Fitch Ratings. At Fitch, she was largely responsible for founding and developing the airport and seaport practices within the transportation group. She was involved in rating more than $45 billion of bond sales and evaluated all U.S. – and most international – transportation credits that Fitch rated. Her tenure culminated in her co-heading the transportation group. Ms. Soltz Rudd received a B.A. in Political Science from the University of California, Riverside, an M.P.A. from the Maxwell School of Citizenship and Public Affairs at Syracuse University, and a J.D. from Syracuse University College of Law. She is admitted to practice law in New York and California. Currently, she is working towards the CFP certification and designation.

Deven Upadhyay is the manager of the Water Resource Management Group at the Metropolitan Water District of Southern California. He is responsible for managing the district’s planning activities and policy guideline development related to Metropolitan’s water supply plans and integrated resources plans. He also oversees the development and implementation of Metropolitan’s resources programs for conservation, local resources projects and groundwater recovery and conjunctive use programs. In addition, he directs the management and negotiations of resource contracts related to the State Water Project and Colorado River deliveries as well as water transfers and purchases. Upadhyay began his career with Metropolitan in 1995 as a resource specialist in the Planning and Resources Department. In 2005 he left Metropolitan to work for the Municipal Water District of Orange County as a principle on policy issues. In 2008 he returned to Metropolitan as the manager of the Budget and Financial Planning Section in the Office of the Chief Financial Officer, where he managed Metropolitan’s annual budget process. He also handled the district’s process for administering rates and charges and managed business continuity and financial planning.Upadhyay earned a bachelor’s degree in economics from California State University, Fullerton and a master’s degree in public administration from the University of La Verne.