Banco Popular de Puerto Rico

Robert Meloche, Senior Director, Global Financial Inclusion, Visa Inc leads the company’s financial inclusion efforts in the U.S., while working on a variety of global programs supporting underbanked households. A member of Visa’s global client and business solutions team, Rob works to design products and programs that can help improve the lives of excluded populations while generating long-term commercial value for the company.Rob previously served as the acting director of Visa’s financial inclusion program in Sub-Saharan Africa, and has led a variety of the company’s partnerships with NGOs and civil society organizations.Rob Joined Visa from the non-profit microfinance field, previously serving as a vice president at Opportunity International. Before Opportunity, Rob held a variety of management positions in both the public affairs and technology sectors, including as a VP at Weber Shandwick.

Brett Kitt is of counsel in Greenberg Traurig's Financial Regulatory and Compliance Group in Washington.

Ari Karen is a principal at Offit Kurman and CEO of Strategic Compliance Partners.

Robert Griffin has more than 15 years experience in the financial services industry.� His primary areas of focus are sales management, sales model design and customer experience design across the Consumer, Wealth, Small Business and Commercial lines-of-business.� Robert has demonstrated success in accelerating sales and profit growth and improving competitiveness through the application of proven sales strategies and models at leading banking institutions. ��Robert’s consulting work has focused on employing integrated marketing and sales strategies across channels and the sales lifecycle, including prospecting, lead generation & qualification, sales execution, fulfillment and account onboarding.� Robert has helped banking clients navigate channel migration and support sales and marketing in an increasingly digital and direct channel environment.� Robert has spoken on sales and marketing topics at professional conferences including the CBA.Robert started his career at MBNA American Bank and has worked with the Jackson LaSalle Group and Charter Consulting.� Robert received an undergraduate degree from Georgetown University and an MBA from The University of Notre Dame.

Mark A. Zalewksi is Director of e-Business Solutions at the American Financial Services Association in Washington, DC where he is staff liaison to the National Title Solutions Forum and Credit Risk Management Committees.� Mr. Zalewski has held various executive positions in product, software development, telecommunications systems and global business development during his 25 plus years experience in the financial retail services industry.� He has a solid track record of being on the leading edge of product innovation for new market penetration and expansion for start-up and mature organizations.� He is credited with effecting the sharing of global ATMs, acceptance of credit and debit cards in fast food, grocery, convenient stores, USPS and pioneered Internet payments.� He has been an officer at HSBC, Goldome Bank, Global Payments Inc., GTE Spacenet, CyberCash Inc. and Longitude Systems.He is a past chairman of ISO TC68, following a nine-year term that ended in 2006, which has responsibility for the development of international standards for use in the financial services and securities industries.�He currently serves as Treasurer of Loudoun County Christmas in April, an affiliate of Rebuilding Together�, is President of the Bluemont Citizens Association and Vice President of the Friends of Bluemont.Zalewski received a Bachelor of Science degree from State University College at Buffalo and an MBA in Finance and Marketing at Canisius College.� He also graduated from the Graduate School of Retail Bank Management at the University of Virginia’s McIntire School of Commerce.

Lindsey Riley is a business banker at Reliance Bank in Altoona, Pa.� She received her Bachelor of Science degree in Elementary Education from Geneva College in 2009.� After graduation, she taught 5th and 6th grade before making a decision to change careers. In 2013, she became the first management trainee at Reliance. After completing the program, she�was a mortgage lender. This spring, she completed the required courses to receive her�ABA Business Banking and Commercial Lending Diploma.

Edmund Lin is the global leader of Bain & Company's financial services practice.