Banco Popular de Puerto Rico

Joe�joined Enova as Chief Analytics Officer in 2014. As CAO,�Joe�leads a multi-disciplinary analytics team that provides end-to-end data and analytic services including data warehousing, business intelligence, fraud, credit risk, marketing and business analytics. His team supports the global online financial services offered by Enova International and delivers on-demand decision-making technology and real-time predictive analytics services to clients through the�Enova Decisions� brand. Prior to working at Enova, he served as Director and Practice Leader of Advanced Analytics for Chicago-based West Monroe Partners. He also held a number of executive positions at HAVI Global Solutions and the Allant Group.�Joe�received a BA in Economics from Lewis University and an MA in Economics from the University of Illinois at Chicago. He currently serves as President of the Chicago Chapter of the American Statistical Association and is on the Advisory Board of the UIC College of Business Administration.�Joe�lives in the Chicago area with his wife and daughters.

Krish Swamy is Vice President of Advanced Analytics at Wells Fargo. He brings nearly 20 years of financial services and management consulting experience, spanning a wide range of analytic functions.In his role, Swamy is responsible for advancing cutting-edge data science and data engineering practices and is frequently engaged in applying new algoriths to long-standing banking and customer challenges that have defied solutions. He is also a key influencer in the overall Big Data direction at the bank, and he is redefining the practice and application of Business Intelligence through a consulting team.Swamy’s overriding passions are around solving deep customer needs, driving an exceptional customer and employee experience, and connecting with the latest in technology to do so.Prior to joining Wells Fargo, Swamy worked as an analytic leader at Capital One and specialized in building credit risk and pricing models, and using digital data to drive cross-sell.

Matthew Welling is an attorney at Crowell & Moring LLP.

Sean Salas is the CEO and Co-Founder of Camino Financial, a credit marketplace helping underbanked small businesses access capital with focus on servicing the fast growing Hispanic business segment.� Previously, Sean worked at ICV Partners, a private equity firm based in New York City, where he evaluated hundreds of middle-market opportunities and oversaw four portfolio companies with combined revenue of $250 million.� Prior to ICV, Sean worked as an investment banker at UBS, where he did extensive work in mergers & acquisitions and capital market transactions.� Throughout his experience in finance, Sean has structured over $1.2 billion in debt financings. Sean has a BA in Political Economy of Industrial Societies from UC Berkeley and an MBA from Harvard Business School.

Jeff has built broad expertise in Customer Experience Management over 30 years at General Motors, OnStar, and SiriusXM, leading many successful implementations in market and portfolio strategy, product marketing, segmentation analytics, call center and automated service delivery, direct marketing, and data-driven CRM. He partnered with Race Data in 2014 to lead its expansion into the US market focused on banking and financial services as these industries begin to adopt the leading-edge data-driven marketing practices used by subscriber and relationship businesses.

With more than 20 years experience in banking and finance Gavin brings a deep understanding of both the issues facing clients and the practical challenges involved in implementing solutions.For more than half of his career Gavin held senior leadership positions with a large regional bank, gaining experience in commercial and small business strategy, SBA lending, credit and risk management and sales.Gavin has guided organizations through strategic change initiatives and regulatory and supervisory oversight issues. During his banking tenure Gavin had responsibility for implementing a range of Experian solutions and has spoken at Experian’s annual Vision Conference.Previously Gavin worked in the business leasing, agricultural and construction equipment sectors in sales and credit management roles.

Stephen Hahn-Griffiths is a vice president at the Reputation Institute.

Laura DeSoto is senior vice president of marketing for Experian’s Business Information Services. In her current role, DeSoto is responsible for the strategic direction, development and execution of product, marketing, and data strategy activities for Experian’s commercial credit business.�Since joining Experian in 1997, DeSoto has held a variety of management roles in marketing, innovation, product management and sales, most recently serving as senior vice president of sales and strategic initiatives for Experian’s Credit Services and Decision Analytics business. In that role, she was responsible for leading Experian’s West Region sales organization and supporting strategic sales initiatives, and was named Experian’s North America Salesperson of the Year in 2012. Prior to Experian, DeSoto served as the vice president of corporate development and strategy for Ideon, a financial services organization. While there, she successfully led company mergers and acquisitions, and partnership activities. Before that, DeSoto was a management consultant for Arthur Anderson LLP, where she led numerous engagements for financial services, consumer products and technology clients.�DeSoto holds a Master of Business Administration with an emphasis in marketing from the University of San Francisco, and a Bachelor of Science in business administration with an emphasis in marketing from San Diego State University.