Banco Popular de Puerto Rico

Danielle Beavers is director of diversity and inclusion at the Greenlining Institute.

Joshua Carter is the digital marketing manager at Liberty Banking for Savings.

Nancy G. Pratt is the Vice President of Business Relationships and Government Affairs for Pavaso and provides team leadership in attaining company goals.� She’s responsible for managing the strategic relationships for the growth of the company on a Federal and State level, and understanding key regulatory issues and laws that pertain to the operations of Pavaso. She is involved with sales support and the strategy of the promotion and development of Digital Mortgage Solutions throughout the Title agent network and lender segment of the industry.Nancy has over 12 years of experience in the eMortgage /eClosing space, which played a key role in leading the go-to-market and implementation strategies for both of Pavaso's CFPB pilots. Nancy has been in the mortgage and title industries for over 32 years, and highlights of her career include industry milestones of performing the first complete eMortgage with lenders and conducting the first ever FHA and VA eClosings.Nancy has been invited to speak at various industry conventions as an eClosing/eMortgage subject expert.� She is a Co-chair of the MBA MISMO eMortgage Group and a member of the Residential Technology Committee. She is also a member of the ALTA Government Affairs, Public Relations, State Regulatory Action and Technology Committee.� Nancy has membership within PRIA, MBA, MISMO, ESRA, RESPRO, National eNotarization Board, and has served on the eMortgage FNMA Innovation Team.� She was also named one of The MReport’s Leading Ladies in the Housing Industry in 2015, an MBA Tech All Star award, for 2016 and one of Housing Wire’s Women of Influence for 2016.

Michael Gaughan is executive director at the Vermont Municipal Bond Bank.

Steven Cohen is president of Excelsior Growth Fund (EGF), a prominent Community Development Financial Institution (CDFI) providing small business financing and advisory services. Prior to joining EGF, Mr. Cohen was executive vice president and deputy commissioner at Empire State Development, where he led the Department of Small Business Services and Community Economic Development.� Under his leadership, the agency launched new access to capital and business advisory programs totaling over $200 million, leveraging $1 billion in private investment.�Mr. Cohen served as senior vice president for Seedco Financial Services where he worked in executive management and economic development, as well as loan portfolio management. He also founded and ran a music production company in San Francisco. Steve has a bachelor’s degree from UC Berkeley and a master’s in public administration from Harvard’s Kennedy School.

Brayden McCarthy is vice president of strategy for Fundera and a former senior policy adviser at the SBA.

Mr. Seleski is the founder and the current President and CEO of Stonegate Bank.� Stonegate Bank was founded 2005 and is a $2.4 billion Bank headquartered in Pompano Beach, Florida.� The bank has 21 offices located in Dade, Broward, Palm Beach, Collier, Lee and Hillsborough Counties. �Mr. Seleski most recently served, since May 2002, as the President and Chief Executive Officer of the Southeast Florida division of Florida Bank, N.A., until its sale in July 2004 to The South Financial Group, Inc.� Stonegate Bank has completed four acquisitions and four FDIC assisted transactions in its 11 year history.� In 2014 the bank was listed on NASDAQ and trades under the symbol of SGBK with a current market capitalization of over $400 million.� Mr. Seleksi received his Bachelor of Arts degree from the University of Florida and performed graduate work at the University of Virginia.� He served on the FDIC Community Bank Advisory Board for 3 � years and recently became a member of the South Florida Strategic Forum.� Mr. Seleski recently was appointed for the Board of Directors of the U.S. Cuba Business Council.��

Brian O'Donnell is executive-in-residence at the Global Risk Institute.

Wild Friends Foods makes all-natural and organic peanut, almond and sunflower butters. Keeley and her business partner started the company in college at the University of Oregon, and have appeared on ABC's hit show Shark Tank. �Since its start in 2011, Wild Friends Foods has grown to 8 employees, and distributes its product in over 12,000 stores nationwide including Whole Foods, Target, and Costco. Keeley brings insights not only into the needs of small businesses, but also perspective on the needs of millennial business owners who are digital first in their use of financial services.

Ryan Himmel is a CPA and financial technology executive that has dedicated over a decade of his work toward providing solutions to help accountants and small-business owners better run their firms. Ryan currently leads Financial Partnerships in the Americas for Xero, a global cloud accounting software company. �In this role, Ryan has structured integrations with leading financial institutions to help drive innovation for small businesses.