Banco Popular de Puerto Rico

In 1980 Louis Karol received his undergraduate degree "with distinction" from George�Washington University and in 1984 was awarded a J.D. degree from the Benjamin N. Cardozo School�of Law. In 1989, he received his L.L.M. degree in Taxation from the New York University School of�Law. Mr. Karol is also a Certified Public Accountant. Mr. Karol is a member of the National Academy�of Elder Law Attorneys, Inc., a non-profit association which assists lawyers, bar organizations and others�who work with older clients and their families.Mr. Karol is licensed to practice law in New York and is a member of the New York State Bar�Association and its Section on Trusts and Estate Law. He is a member of both the American Institute�of Certified Public Accountants and the New York State Society of Certified Public Accountants. He�is also a former Board member of the Long Island Chapter of the Association of Financial Planning, a�member of a number of Charitable Giving Committees including The American Cancer Society and�Family Services Association and a member of the Nassau County Council on Estate Planning. Mr. Karol�is an Adjunct Professor at Long Island University - C.W. Post Campus. He is admitted to practice in the�United States Tax Court. Mr. Karol formerly served on the School Board of the East Williston Union�Free School District.Mr. Karol is a Board Member of One Liberty Properties, Inc., a publicly traded REIT with its�headquarters located in Great Neck, New York. Mr. Karol served on the Alumni Board of Advisors to�the School of Business of the George Washington University located in Washington, DC.

Albert received his LL.M. in Taxation from the NYU School of Law.� Albert is an Associate Attorney with Capell Barnett Matalon & Schoenfeld, LLP in Jericho, NY.� While at law school, he served as a summer fellow with the Nassau County Surrogate's Court, where he performed legal research on matters before the court and briefed the Surrogate weekly on Trusts and Estates topics.� He also participated in the Volunteer Income Tax Assistance Program (VITA), where he prepared income tax returns for low-income individuals.� Albert is licensed to practice law in New York and New Jersey.�Education: New York University School of Law, LL.M. in Taxation, 2013 Touro College Jacob D. Fuchsberg Law Center, J.D., 2012, cum laude Rutgers University, Livingston College, B.A. in Political Science, 2005

Prior to joining PlanGuru, Christian was the Worldwide Plan Analyst for the Global Technologies Group at IBM. Preceding that he had a similar role with IBM North American Operations. Christian also has experience with Wachovia Securities (now Wells Fargo) and Strategic Advisors Middle Market Investment Bank.Since joining PlanGuru, he has helped hundreds of businesses, non-profits and financial professionals build more accurate budgets, forecasts and plans in less time.

Mr. Will leverages his more than 30 years of experience in accounting, including public accounting, forensic accounting, consulting, and audit and tax compliance, when working closely with the Loss Prevention Specialists to manage the department's efforts to deliver to policyholders the high-touch, high-quality CAMICO experience. Will's specialty is accounting and auditing-related risk management services. He advises policyholders through the CAMICO Loss Prevention Hotline and speaks to CPA groups on a wide range of topics.Will began his accounting career in 1979 as a staff accountant in the Washington, D.C. area and spent most of his public accounting career in California and Florida. He earned a Bachelor of Science in accounting from the University of Maryland and is Accredited in Business Valuation and Certified in Financial Forensics. A Certified Fraud Examiner, Will is an active member of the Association of Certified Fraud Examiners; has supplemented his education with college courses at the University of Baltimore, Golden Gate University, and Florida Atlantic University; and welcomes opportunities to expand his knowledge over a broad spectrum of accounting-related curricula.

Dustin Hostetler is a Lean Six Sigma Master Black Belt and the co-founder and visionary of Transformity Solutions LLC. He is a nationally recognized speaker and pioneer in applying the Lean and Six Sigma concepts to public accounting firms. He has a BSBA in Finance from The Ohio State University and earned both his Lean Six Sigma Black Belt and Master Black Belt certifications from Kent State University.

�Julie Pierce is the Vice President and General Manager of GruntWorx, LLC.� GruntWorx is a Drake Enterprises company and leader in Cloud-based paperless tax workflow systems. Pierce is a seasoned executive with more than 20 years of experience developing large-scale financial software systems. She is responsible for overseeing the GruntWorx organization.Prior to GruntWorx, Pierce was the Vice President of Copanion, the predecessor company of GruntWorx. Pierce has also served as Vice President of Product Development for Bottomline Technologies, a mid-sized public company that provides payment, invoice, and document automation solutions to corporations and financial institutions. She has also held executive and management level positions with other leading vendors including Polaroid Corporation, eVelocity, and Data Clearinghouse.With a background in development of financial services applications of massive scale, Pierce also brings extensive experience in the areas of SAS 70 Type II/SSAE-16 certified solutions, data security and SaaS & Cloud development.Julie Pierce earned a BS in Electrical Engineering and an MS in Computer Engineering. She resides with her husband and 12 year old son in Hampton, NH where they enjoy boating and camping in the summer and snowboarding and snowmobiling in the winter.

R. Peter Fontaine is founder and managing partner of NewGate Law, which provides legal and risk management services exclusively to the accounting industry. Prior to launching NewGate, he held senior in house legal positions at McGladrey and Arthur Andersen. Peter can be reached at (312) 626-2791 or pfontaine@newgatelaw.com

Brian Saunders, CEO of BigTime Software, has spent a decade consulting with small and mid-sized professional services firms and building the highest-rated time and billing�system on the Intuit Marketplace. Before helping found BigTime, Saunders was the CEO of DaVinci Software, one of Chicago�s premier software consulting firms�during the 1990s. DaVinci was on the Crain�s list of "Top Software Firms" and employed 70 consultants the year that Saunders sold the company. Clients included Kraft Foods, Ameritech, Nicor Gas, and Comdisco, as well as several prominent Chicago-area startup firms. Saunders sat on the advisory boards�of several of those startup firms, was a frequent speaker on navigating the technology revolution, and was the entrepreneur-in-residence at DePaul University�s Kellstadt Graduate�School of Business for the final two years of his tenure at DaVinci. Saunders� experience with startup ventures, as well as his years of experience in managing and consulting with�professional services firms, gives him a unique perspective on the changes unfolding in the services arena today.

Jim McGinnis is the leader of Intuit�s Accountant and Advisor Group.� Jim has led accountant teams since he joined Intuit in 2010 as Vice President of Marketing. His extensive marketing, general management and global experience will be invaluable as the Accountant and Advisor Group continues to serve as a center of excellence for Intuit�s worldwide efforts with accountants.Before Intuit, Jim was EVP and GM of Activision�s $400M Licensed Products Division, where he was responsible for videogames associated with blockbuster movies franchises such as Shrek, Transformers, James Bond, and Spiderman.Prior to his time there, Jim led marketing for PepsiCo�s Tropicana business, where he was responsible for the company�s $3B juice and juice drink portfolio, including the acquisition of Naked Juice in 2009. Earlier in his time at PepsiCo, Jim led marketing for Smiths Snackfood in Australia. Before that, Jim introduced P&G�s detergent portfolio into China and later into Argentina as they expanded globally in the 90�s.Jim received his B.A. from Duke University and his MBA from the Kellogg Graduate School of Management.� He is a member of the Economic Club of Chicago, the Chicago Yacht Club, and leads the Duke Alumni Association in Dallas, TX.� Jim is married and has two young sons, James and Charlie.

Adam is a CPA and a relationship builder. Through his ten+ years in public accounting he has refined his ability to develop relationships with partners and clients alike in the pursuit of enhancing business profitability and individual satisfaction. Adam�s passion for business development stems purely from the notion that CPA�s help people! Adam works with professional service firms to enhance relationships with clients, vendors, staff, and communities for the purpose of developing revenue streams.� Adam has a Masters in Leadership Studies and has published a thesis on the value a CPA provides to clients and staff. In his spare time you�ll find Adam hiking the Sierra Nevada�s or training for his next triathlon.