Banco Popular de Puerto Rico

Samantha Chow is a senior analyst with Aite Group, specializing in the life and annuities industry. She brings over 15 years of experience in primary and secondary market research, product development, pricing strategies, competitive intelligence, project management, process improvement, and change management in the financial services industry.Prior to joining Aite Group, Ms. Chow was corporate vice president of business productivity and innovation at New York Life Insurance Company. In this role, she was responsible for building and growing an enterprise-wide capability for facilitating transformational and cultural insurance change. This position included training and coaching at all levels, executing focused initiatives with stakeholders, and implementing full-scale projects for business and IT initiatives (using SAFe/Agile methods). Prior to this role, Ms. Chow led the research department at New York Life Insurance Company, where she was charged with providing research and recommendations for business strategies, new products, pricing analysis/strategies, and competitive intelligence through both primary and secondary methods. She also worked at American Family Life Assurance Company in multiple research capacities, including agent satisfaction and technology needs assessments. Additionally, she has held research positions in the travel and tourism, financial, and publishing industries.Ms. Chow holds a B.S. in Marketing and Statistics and a Masters in International Business. She is certified in change management and the Klapper Institute problem-solving methodology�

Linda is Head of the Investments IT Global Strategy organization.With staff in the US, London, Japan, Hong Kong and India, Linda is currently responsible for the transformation of the Inv IT Strategy to align with the Global Investments business operating model. She also leads the Global Securities Back Office/Accounting, Global Derivatives, Securities Lending and Collateral Management Technology teams and is responsible for supporting various Enterprise initiatives. Partnering with the business, Linda is also driving technology solutions to ensure compliance with Dodd-Frank, EMIR, and Solvency II regulations.Linda has 20+ years of experience in Technology. She has held numerous leadership positions charged with IT strategy/roadmap development, program management and end to end implementation of large-scale, high impact Investments, Finance and Risk Management Systems. She has also successfully led various acquisition/merger integration efforts, most notably Alico and Travelers.She holds a BS in Computer Science and an MBA in Finance. She is also a graduate of the Babson Business Acumen Program and the Smith College Executive Leadership Consortium. She is a member of the Society of Information Management and the Women’s Bond Club.�

Louis’s background includes independent and corporate consulting where his experience ranges from financial services (asset management, retail banking), insurance (P&C, Life and Wealth Management), and government/military industries within the federal sector as well as Fortune 50 companies. He has lead programs internationally across the disciplines of business strategy, line operations/analytics and technology management. Louis is an Adjunct Professor at Rensselaer Polytechnic institute where he instructs in Lean Six Sigma methodology and Service Operations Effectiveness. In addition, he is a retired USAFR Colonel where his leadership, strategy and operations background had been honed for over 28 years as a Logistics and Aircraft Maintenance Officer.

�Pat provides best practices and thought leadership to assist companies in leveraging technology and data assets investments to improve business performance.� She has over 20 years in data warehousing and analytics. She manages SAP’s Analytics Strategy Program which helps companies assess and evolve their analytic maturity. She is a recognized thought leader in the insurance industry and author of the book, Applied Insurance Analytics, published by FT Press/Pearson. She is a regular contributor to Best Review magazine on analytics.Pat holds the CPCU designation and has been awarded the FIDM, Fellow of Insurance Data Management by the Insurance Data Management Assn. in recognition of her contributions to data management and analytics. She is past president of the Society of Insurance Research and apiw, an organization of executive insurance women.��

Patty Kreamer is a Certified Professional Organizer, Productivity Coach, speaker, author and Partner/Co-Owner at Referral Institute of Western PA, LLC.�� She works directly with financial advisors to help them develop strategic practice management processes in order to become more productive and perform better.Patty coaches her clients to:•�Enhance productivity with efficient systems throughout their business•�Hone time management skills•�Declutter physical, electronic, emotional, mental and brain clutter to enhance efficiency and live the life they want.Patty is a national speaker who customizes programs for regional, national, corporate and association audiences on topics that focus on organization and simplicity. She is a sought after speaker and often asked to return time and time again.�Patty is the author of But I Might Need It Someday, The Power of Simplicity, and The Clutter Rescue Course™. Patty also co-authored Success Simplified with Stephen Covey.Patty and her business partner Michelle Donovan use a team coach approach. Michelle is the "Referability Expert" who coaches clients to build their business by stellar referral marketing and Patty coaches them to manage the success issues that develop with significant growth that Michelle helps them create.Patty was the Founding President of the National Association of Professional Organizers - Pittsburgh chapter and Past President of The National Speakers Association - Pittsburgh chapter.� Patty was recently named Women's Business Network's Woman of the Year as well as one of Pennsylvania’s Best 50 Women in Business and one of Pittsburgh’s Fastrackers.�

Lynda has 30 years of experience in the IT Audit and Information Security.� As Unum Group’s Chief Information Security Officer, Lynda has global responsibility for the Enterprise Information Security & Risk Management organization.� Her responsibilities include IT governance and regulatory compliance, IT Global Risk Management, Business Continuity, Disaster Recovery, Global Incident Management, Information Security Framework Management, Identity & Management, Security Incident Response, Application Software Security Assurance, and Network Security & Vulnerability Management.Lynda holds a BS in Information Systems Management from University of New England and the Certified Information Security Manager (CISM) certification.Lynda’s professional affiliations include the Information Systems Audit and Control Association (ISACA), FS-ISAC and the KnowledgeConnect Information Security Sharing Forum.�� She has been a Governing Body� Co-chair for the Atlanta CISO Executive Summit since 2010.� She served as the conference chair for the 2016 FS-ISAC Spring Annual Conference.� She received the 2009 CSO Compass award in recognition of visionary leadership in the Security field.� She also won the 2008 ISE Southeast Award and was a 2005 ISE National Award Finalist.� She has been asked to speak as an Industry Leader at the ISE Southeast Executive Forum,� IDC-Security Forum in New York City and at the CSO Perspectives in Atlanta. She was profiled in Symantec’s CIO Digest and contributing author to “There’s A New Sheriff In Town” published by the Executive Alliance.

Patrick Kelly is the AVP for Emerging Technologies at USAA. He is the business leader for USAA's award-winning Mobile and Tablet channels. Pat oversees strategy and product development for emerging technologies including: Virtual Assistants, Artificial Intelligence, Virtual/Augmented Reality, Wearables/IOT, Conversational Commerce and Emerging Payments.Pat joined USAA in May of 2013 and brought with him an extensive track record in developing and managing innovative solutions.Prior to joining USAA, Pat worked in R&D, Software Development and Financial Services. He served 10 years in the US Navy as a Nuclear Power Operator. He holds a bachelor's degree in Nuclear Engineering from Rensselaer Polytechnic Institute.

Senior Vice President & Chief Business Development OfficerDelphi Technology Inc.