Banco Popular de Puerto Rico
Banco Popular de Puerto Rico is a full-service financial services provider with operations in Puerto Rico, the United States and Virgin Islands. Popular, Inc. is the largest banking institution by both assets and deposits in Puerto Rico, and in the United States Popular, Inc.
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Robert Bingham, chief marketing officer for TeraCloud, is responsible for sales, marketing and strategic business partnerships and alliances. Before joining TeraCloud, he founded and served as president and chief executive officer of TheGift.com, an e-commerce company that automated the process of gift shopping online using emerging Internet, messaging, e-business and data mining applications. Bingham has experience as vice president of international operations for Davox Corporation and other sales and sales management where he gained experience in enterprise and mainframe systems, application software, hardware support and the service industry. He can be reached at (425) 702-2900 or info@tcloud.com.
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Janet Perna, IBM�s highest ranking female software executive, not only put IBM databases on top of the chart, but under her strong leadership, IBM�s data management business continues to flourish and expand into new, lucrative areas. Perna is a business and technology leader who has earned numerous industry honors and awards. With more than 26 years of experience in the data management market, Perna has developed a remarkable insight into customers pain points that customers face today.
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Bob Rybak is co-founder and chief technology officer of Whitehill Technologies, a business infrastructure software vendor specializing in XML products and technologies, and a former systems engineer and IT consultant specializing in the design and development of leading-edge software technologies. A professional engineer, over the past 20 years Rybak has held both technical and senior management positions and has been responsible for the implementation of new systems in both the private and public sectors. Past experience has spanned a wide range of applications and industries: from the development of artificial intelligence systems for warehousing and distribution operations, to complex engineering and banking systems, to the development of the most advanced court transcription and litigation support system of its time. You can reach him at brybak@whitehilltech.com or at (506) 855-0005.
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Jim Kanzler, president and CEO of Meta5, Inc. has more than 15 years of experience in delivering data warehouse and business intelligence solutions to Fortune 500 companies. His company develops and markets business intelligence integration software to solve analytical problems for businesses with ever- changing data and data sources. For more information visit www.meta5.com.
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Gerald W. McLaughlin, director, Office of Institutional Planning and Research (OIPR).

