Banco Popular de Puerto Rico

As director of The Network for Women Advisors, Nicole Spinelli manages a range of programs designed to supercharge the success of women financial professionals across the nation. Leveraging her background in women’s studies and as a researcher into issues that affect women investors, Nicole works to develop leading-edge resources especially designed to provide women with everything they need to grow their businesses.Nicole also spearheads the Raymond James Women’s Symposium, an annual forum designed to allow women to share ideas and experiences with each other, as well as hear from industry experts and confer with Raymond James’ senior managers. And she oversees the Women’s Resource Center, a section of the firm’s intranet site that provides links to a variety of business-building tools geared specifically toward women advisors. In her previous position, Nicole was responsible for planning networking events and keeping the content of the Women’s Resource Center up to date and relevant to current needs.\nOutside the office, Nicole is a passionate supporter of Angels Against Abuse, an organization dedicated to building awareness and educating the community about issues regarding neglect and abuse against children. She serves on its board of directors.After moving to Florida from Montana in 1998, Nicole began working for a dot-com company. She helped to take the company public, but in 2001 became intensely interested in the investment world and found a position with Raymond James.

I work one-to-one with my clients to understand what is important and unique to them and their families. This information provides the foundation for a strategic plan tailored to their short- and long-term goals. As your Ameriprise Private Wealth Advisor, I'll work with you to take action on your personal financial strategy. I'll help you track your progress and recommend changes to your plan as your situation evolves and market conditions change. Over time, my goal is to provide you with effective, personalized financial solutions. Being an experienced advisor from Ameriprise Financial, I know that everyone's financial picture is different, and that priorities change depending on their time horizon, how they accumulated their wealth, and their long- and short-term goals. So I help each of my clients develop a strategy tailored to their unique needs and goals. Designations and Degrees: CERTIFIED FINANCIAL PLANNER™ practitioner, Chartered Retirement Planning Counselor™.

Karen blends her focus on strategies for wealth preservation and risk management together with her considerable experience with Merrill Lynch to help high-net-worth clients pursue their investment goals. Karen, who joined Merrill Lynch in 1983, was named one of the Top 1,000 Financial Advisors by Barron's in 2010. She is extremely service oriented, with a strong interest in opportunities for international investing.Karen attended Smith College, then transferred to Florida State University where she earned a Bachelor's degree in International Affairs. Karen also earned a Master's degree in International Development at North Carolina State University. She supports the Everglades Foundation, the National Trust for Historic Preservation and local food banks in Palm Beach County. Karen and her husband, Russell Hibbard, live in Lake Worth, Florida.\n\n

Nadia Allaudin is a Resident Director, Senior Vice President - Investments, and Wealth Management Advisor with Merrill Lynch Global Wealth Management in Century City, CA. In these roles, she manages the assets and liabilities of business owners and professionals, working closely with CPAs and attorneys to ensure her clients wealth maximization. With 12 years of experience, Nadia oversees the investment management of approximately 75 clients with total assets and liabilities of $120 million. In addition, she also manages 100 Financial Advisors and staff in the Century City office and drives Merrill Lynch’s diversity initiatives in the greater Los Angeles area. Nadia has extensive experience in financial strategies, liability management, education planning, and retirement services.In 2010, Nadia organized the fifth annual Women, Wealth and Wisdom Conference, bringing more than 300 female financial advisors and clients together to build relationships and hear nationally recognized speakers discuss such topics as best business and work\/life practices. Nadia was recently awarded the prestigious Bank of America Diversity & Inclusion Recognition award as she expanded the conference into three additional markets after receiving vastly positive responses from attendees. Nadia is also teaching a Women, Wealth and Wisdom course at UCLA’s extension program for working professionals looking for guidance on work\/life balance and career advice.A native of Los Angeles, Nadia serves on various economic planning boards within the business community, focusing on the financial needs of families. She is also involved in local high school and college programs developing future financial professionals such as UN Global Classrooms, Principal for a Day, Project Grad and the Career Advantage Program at the University of Southern California.Given her distinguished expertise, local media organizations frequently rely on Nadia’s financial advice and insight. She has provided expert comments on timely topics including asset allocation, market volatility and retirement planning, among other issues that matter to investors.In addition to her work, Nadia enjoys scuba diving and yoga. As a certified diver, she travels once a year to diving destinations around the world such as French Polynesia, Dubai and the Cayman Islands. Nadia recently completed her yoga teacher training program at Yogaworks and is now a certified yoga instructor.Nadia earned her Bachelor’s of Science Degree in Business Administration with a dual emphasis in Finance and Business Communication from Marshall School of Business at the University of Southern California.