Banco Popular de Puerto Rico

J.J. Schenkelberg joined CLS Investments, LLC (“CLS”) in December 2004 as a Senior Portfolio Manager. In this position, she is responsible for separate account and mutual fund portfolio management. In addition, she helps maintain investor relationships.Prior to working at CLS, Ms. Schenkelberg was a senior analyst for First Focus Funds, where she concentrated on analysis of financial, consumer product, and health care stocks. While employed there, she was the lead manager of a separate account portfolio of 30 individual stocks.Ms. Schenkelberg graduated from Kansas State University with a Bachelor of Science degree in Accounting & Finance and from Creighton University with a Master of Business Administration degree. She currently holds the Chartered Financial Analyst (“CFA”) designation.Ms. Schenkelberg participates in the CFA Society of Nebraska and is on the Metro Area Transit Salary Pension Committee and the Kansas State University School of Finance Advisory\nBoard.When not working, she enjoys yoga, golf, fitness, and playing games with her husband and two children.\nBELIEF.

Julie Murphy Casserly, is a 16-year veteran of the financial services industry and author of the book, \n The Emotion Behind Money: Building Wealth from the Inside Out. Julie's mission is to "financially \nheal the world" by helping people understand their emotions behind money, and how these attitudes \naffect how they earn, spend and save - or, conversely, accumulate debt.\n It is Julie's practice to delve into the emotion and psychology behind her clients' monetary issues,\n spending patterns and behavior. Only by digging deep and really understanding her clients does she\n feel she can lead them on the right path. \n A Chicago-based entrepreneur, Julie founded JMC Wealth Management, Inc. in 2000. She works \n with more than 2,500 clients worldwide on all aspects of their financial portfolios including \n investment asset allocation and risk management, insurance needs, retirement planning, business \n planning, college planning and estate planning. Julie considers understanding each client's personal \n life strategy, goals, and dreams to be the key that enables her to create truly personalized financial\nplans. \n Julie is a graduate of the University of Illinois - Urbana\/Champaign School of Business where she \n earned a Bachelor of Science in finance. She earned an MBA from The University of Notre Dame in \n 2005. \n Julie is a sought after media expert on finance and emotions behind money. She has appeared on \n CNBC's "On The Money," Oprah & Friends Radio and Lifetime Television. She has been featured in \n the The Chicago Tribune, Forbes and The Wall Street Journal.\nAbout: "The Emotion Behind Money: Building Wealth From the Inside Out"\n"Wealth doesn't come from managing your money. \n Wealth comes from managing your emotions behind money." \n The Emotion Behind Money is based on the notion that we each have specific emotions or emotional \n patterns attached to money that impact every financial decision we face. Amazingly, these thoughts \n are not just fleeting reactions; they actually influence how much money we will make and amass \n throughout our entire life!\n The narrative is personal and compelling. Julie draws on her own relationship with money, which had \n its roots in her upbringing as one of 12 children. The Emotion Behind Money is filled with relatable \n anecdotes based on the wide variety of individuals and couples with whom she has worked over the \n past decade. Julie also provides exercises to help readers build their own financial roadmap. \n The Emotion Behind Money is designed to be transformational for people of all ages and financial\n status. It helps you move past your preconceived notions about money and set new goals that will \n allow you to think positively about your finances and live the life you deserve and desire.\n

Tammy Butts is a divisional executive vice president and branch manager for AXA Advisors, LLC in Chicago, Illinois. With more than 20 years of experience in the financial services industry, she began her career in banking. In 2001, she transitioned to insurance and investments, taking a position as a financial professional for AXA Advisors in Chicago. \n\nAs a financial professional, Tammy built a successful practice providing financial planning strategies and guidance to families and business owners. In 2005, she was promoted to divisional vice president and district manager for the branch. In that role, she hired and developed a successful, diverse team of financial professionals to work out of the branch. Recognized for her success, she received several management awards including the National Builders Trophy honoring her district for ranking seventh nationwide in sales and recruiting. \n\nIn January 2009, Tammy was promoted to divisional executive vice president of for AXA Advisors, given the responsibility of co-managing the Illinois branch of 300 financial professionals and staff. As a female manager, Tammy is passionate about introducing this rewarding career to women and minorities.\n\nAn active leader in the company, Tammy is a member of a national management committee for AXA Advisors, serving on the Diversity and Recruiting sub-committees. Active in the industry, she is a qualifying member of the prestigious Million Dollar Round Table, an international professional association recognized as the standard of excellence in the life insurance industry. Tammy is also a member of the National Association of Insurance and Financial Advisors (NAIFA), the Chicago chapter of Financial Services Professionals and the Greater North Shore Estate Planning Council. \n\nTammy received a B.B.A in Finance from Texas Christian University. Committed to professional education, Tammy has earned the advanced designation of Chartered Life Underwriter (CLU) from the American College in Bryn Mawr, Pennsylvania. Last year, she was recognized by Profiles in Diversity Journal as a ¡§Woman Worth Watching„¥¡¨ in 2010.\n\nTammy¡¦s favorite hobby is cooking with her husband and three children at her home in Northbrook, Illinois. \n

Dave Lindorff, winner of a 2019 “Izzy” for Outstanding Independent Journalism from the Park Center for Independent Journalism, is a freelance writer for Employee Benefit News.

Christine’s distinguished career in the financial services industry might be summed up in two words: vision and passion. For more than 20 years her dynamic and effective leadership skills and ability to translate strategic visions into reality have proven valuable to some of the premier firms in the country including FSC Securities Corporation; National Financial Services, a Fidelity Investments company; and Lincoln Financial Network.Her visionary leadership style, well known by those in the field, has helped make Christine one of the industry’s leading Broker\/Dealer recruiting and retention specialists. As National Sales Manager at FSC Securities, she was instrumental in the growth of Broker\/Dealer \nrevenues from $150M to more than $200M.Christine’s role at J.W. Cole Financial, a full-service independent Broker\/Dealer, leverages her experience as a strategic leader. As Executive Vice President of Business Development, she utilizes her relationship management and recruiting expertise to grow the firm’s revenues. Additionally, she employs her industry and marketing experience to develop and expand brand awareness of J.W. Cole Financial.Christine has also served as a consultant for firms and advisors in such critical growth areas as: practice management; marketing; technology solutions; workflow process; and regulatory issues. As an industry veteran, Christine displays a talent for shifting seamlessly between her roles in the Broker\/Dealer community.Christine holds both a Series 7 and Series 24 license. She is also an active member of: the Financial Services Institute, the Financial Planning Association, and Women in Insurance and Financial Services. She and Jeffrey, her husband of 30 years, have two daughters, Lauren and Meredith.When asked to provide feedback about what defines leadership, Christine relays: “I read somewhere that great leadership is not so much about process and technique as it is about relationships. It should be looked upon as an attitude rather than a routine. I agree with this assessment, and believe there is a delicate balance between the art and science of great leadership. Great leaders grow other great leaders. I make it my objective to seek the best for those I lead, in the hope that I am raising their personal best. Knowing that I have a hand in that is the most fulfilling part of my work.”

In the past 16 years at Fifth Third Bank (and its predecessor Citizens National Bank) Jaleigh has had many roles from running Institutional Services to her current role as Managing Director in the Private Bank and CEO of the bank’s new Family Office. Her varied responsibilities have included individual sales and client service, leading a sales team and developing and executing on strategic vision.Prior to joining the bank, Jaleigh was the partner in charge of the tax department for a Top 40 CPA firm where led the firm’s practice in ERISA consulting, financial and estate planning and tax research.In 2002, Jaleigh founded the Women’s Financial Group for the bank’s top clients and prospects. She is a frequent speaker at both technical tax and financial planning conferences as well as women’s leadership and financial events.Jaleigh received her BS in Accounting from Southern Illinois University.

Joan Valenti is a Certified Financial Planner™ Professional who has been providing financial planning services for 27 years. She received her Bachelor of Science degree in Finance from Baldwin-Wallace College and obtained her Certified Financial Planner™ certification from the College of Financial Planning in 1991. She holds FINRA registrations 7, 63, 24, and 65 and is an investment advisor representative at LPL Financial and also holds an insurance license. LPL Financial is one of the nation’s leading diversified financial services companies and the largest independent broker\/dealer supporting more than 12,000 financial advisors nationwide.*Joan has spent her career concentrating on Retirement and Estate Planning utilizing investment and insurance products. While dedicated to unbiased financial advice, Joan specializes in helping her clients work towards their retirement goals and the distribution of their assets in a tax efficient manner. As a wealth manager she helps to design an investment strategy to help clients work to achieve retirement goals while creating a plan for the preservation of their wealth from generation to generation. Joan’s focus is on wealth accumulation and the income distribution phase of retirement.She is an OSJ Branch Manger with LPL Financial with focus on Compliance procedures in her oversight of other Registered Representatives with respect to Suitability Standards and Record-Keeping Procedures.Active in her community, Joan is on the Farmington Food Pantry Board of Directors. She is a member of the Advisory Board of Northwest Community Bank. Joan also is a Past President of Rotary and Paul Harris Fellow of Rotary.Joan resides in Unionville, CT with her husband and twin daughters.Securities offered through LPL Financial Member FINRA\/SIPC.* As reported in Financial Planning magazine 1996-2009, based on total revenues.\n