Banco Popular de Puerto Rico

Barbara is a business psychologist and productivity coach.  She serves professionals, organizations and industry partners through coaching and speaking on: Productivity, Client Relationships, Change, Communication, Teams and Leadership.   \nBarbara has 15 years experience coaching, writing and speaking, in addition to graduate and post-graduate training in Clinical Psychology and Coaching,.  Her publications include numerous articles and two books, The Top Performer’s Guide to Change and The $14 Trillion Woman: Your Essential Guide to Engaging the Female Client, the industry’s leading work on women investors.  \nBarbara is a speaking guest for regional and national financial services organizations, industry partners and associations. www.barbarakaycoaching.com\n

Lazetta Rainey Braxton is co-founder of 2050 Wealth Partners, a registered investment adviser.

Kathleen B. Cooper is an expert on the banking and energy industries. From 2005 through 2007, she served as Dean of the College of Business at the University of North Texas and prior to that had been the Under Secretary for Economic Affairs at the U.S. Commerce Department since 2001. During the 1990s, Dr. Cooper was Chief Economist for the ExxonMobil Corporation. She is currently Chair of the National Bureau of Economic Research and a director of the Williams Companies, a Tulsa-based natural gas company. Dr. Cooper holds a Ph.D. in economics from the University of Colorado.

Joanne Woiteshek has over 20 years of experience in financial services.  She joined OrganizAmerica® in 1991 as president of the corporation.  She is Secretary\/Treasurer of Interactive Financial Advisors, a registered investment advisory firm, founded in 2003.  Joanne’s interests in helping people reach their goals lead her to the financial services industry.  Joanne has developed several educational programs such as Women & Wealth; Ready, Set Apply; Making Life Better using Personal Values Planning Process; Financial Planning for the Young Adult; and Kids & Money.  These programs help people across their life cycle to define their financial goals.  Joanne’s career started in the health care industry, where she held various positions in nursing administration. Joanne graduated from Alverno College with a BSN and Northern Illinois University with a Master’s degree in Maternal and Child Health Nursing.  Joanne lives in Chicago, Illinois.  She has four children and two grandchildren.  Joanne is involved with her children’s activities and her community. -->\nJoanne Woiteshek has over 24 years of experience in financial services. She joined OrganizAmerica in 1991 as president of the corporation. She is the Sec\/Treas of Interactive Financial Advisors, a registered investment advisory firm founded in 2003 that caters to the IAR.\nJoanne’s interest in helping people reach their goals led her to the financial service industries.\nJoanne has developed several educational programs to help client’s understand their financial picture. Her efforts have included programs such as Women & Wealth, Ready, Set, Apply (College Planning), Making Life Better Using the Personal Values Planning Process, Kids & Money, and Working With Millenials. These programs help people across their life cycle to define their financial needs and wants. Joanne’s career started in the health care industry, where she held various positions in Nursing administration.\nJoanne graduated from Alverno College with a BSN and Northern Illinois University with a Master’s degree in Maternal and Child Health Nursing. Joanne lives in Chicago, Illinois. She has four adult children and two grandchildren. Joanne is involved with her children’s activities and her community and is frequently involved in speaking engagements around the United States

Sherri Stephens is a financial consultant and the president of Stephens Wealth Management Group. A Registered Investment Advisor agent with over 30 years of industry experience, Sherri is frequently looked to for her knowledge of our industry.\nSherri has been a leading member of the RJFS Chairman’s Council (the firm’s highest recognition) for almost two decades. In 2003 and 2004, Sherri was named one of the “Top-Ranked Woman Advisors in America” by Research magazine which also inducted her into its “Advisors’ Hall of Fame” in 2011. From 2004 through 2009, Medical Economics named her “one of the 150 Best Financial Advisors for Doctors,” and she has been on Barron’s prestigious Top 100 Women Advisors list for the past six years.\nSherri has been quoted in many publications including On Wall Street, Registered Rep., InvestmentNews, The Flint Journal and USA Today, to name a few.\nA graduate of the University of Michigan-Flint, Sherri was nominated in 2001 and 2002 for Flint’s most prestigious recognition of women’s achievements in business and community involvement—The Athena Award. A strong believer in giving back to her community, Sherri commits time and talent to many public charities and non-profit organizations. Sherri is a former chairman for the Community Foundation of Greater Flint and is on its investment committee, managing over $100 million. She was formerly a board member of Fentura Financial, Inc., a bank holding company, and is on the Board of Directors for McLaren Hospital of Flint, Michigan.\nStephens Wealth Management Group regularly employs college interns and high school students as temporary, yet integral members of the staff. Sherri joined the firm she now owns as an intern in 1975. During her seventeen year tenure as owner, the firm has tripled in size.

Joy D. Kirsch founded Kirsch & Associates in 1990. The company specializes in providing wealth management and transition planning services to clients experiencing Life Changing Events, such as retirement, widowhood, or selling a business. She has developed a unique process for delivering these services to her clients called The TruWealth® Process. Using this proprietary, consultative process, she works closely with a team of tax and legal professionals to help clients transition to their new paradigm with confidence.\nJoy believes that true wealth is not just a measure of one’s financial assets, but the sum of a person’s health, wealth, and personal relationships. She has devoted her professional career to helping others define their values, dream new dreams and align their wealth accordingly.\nJoy is a CERTIFIED FINANCIAL PLANNER™, a member of Sudden Money® Institute, a Certified Grief Recovery SpecialistSM, and the founding member of The Widow’s Journey™, a non-profit entity dedicated to educating widows. She is active in the Dallas Financial Planning Association and former chairman of the Ft. Worth Business & Estate planning Section of the Ft. Worth Bar Association. She graduated cum laude from the University of Dallas with a bachelor’s degree in Economics. Although Joy has won several industry awards, including being recognized as a top financial planner in the DFW area by D Magazine and a Five Star Wealth Manager by Texas Monthly magazine*, she is most proud of her twenty-five talented, beautiful and exceptional nieces and nephews. When she is not chained to her desk, she can be found on her farm in East Texas, usually in her garden or rocking on her front porch and watching the sunset.

Kristin North joined TD Ameritrade in November 2003 as Vice President, Institutional Marketing in New York. In 2008, Kristin re-located to Texas and transitioned to become a Vice President of Sales on the Strategic Relationship Management Team where she currently covers clients in six states. Prior to her role at TD Ameritrade, Kristin worked at Royal Alliance in Advisory Services and at an advisory firm affiliated with American Express Financial Advisors (now Ameriprise). Kristin graduated from Bucknell University with a degree in Art History and Studio Art and holds a Graduate Certificate from Sotheby's Educational Studies. Kristin is Series 7 and 63 licensed.

Kelly has 20 years of experience as an advisor prior to starting her own firm KRWMG in 2012. Her experience at several major brokerage firms has led to a unique view of investing that is focused on asset preservation. With years of extensive experience, Kelly and her team at KRWMG advise clients on ways to build and protect their assets in ways that are proven, straight forward and effective. Premium client service is our primary focus.\nKelly’s experience prior to starting her own firm KR Wealth Management Group began at Bear Stearns in 1993, Morgan Stanley 1995, Solomon Smith Barney 1999 & RBC 2009. Her experience has set her apart from her peers in asset preservation, product creation and regional specialist positions. Kelly has been successfully advising clients on ways to build and protect their financial assets.\nShe is licensed in Securities 7, 31, 66, 63 as well as Life Insurance and Annuities. As a sought after speaker in the industry, Kelly has been quoted in Registered Rep Magazine, featured on Real Talk Texas KLIF 570 and several other publications. Kelly is a current lecturer to MBA students in the Cox School of Business at SMU.